621 Margaret Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 621 Margaret Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,852 sqft · built 1986
Lot Size	5.73 acres (249,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$463,200 (May 2008)
Tax Bill	$6,403 (2025)
Deeds & Mortgages	Jul 2008 Mortgage
APN	`0772001000040`

Property Details

APN / Parcel Number

Primary APN	`0772001000040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,852 sqft Living Area
1st Floor Area	1,120 sqft
Upper Floors Area	1,120 sqft
Attic	Attic
Attic Area	506 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	249,904 sqft (5.73 acres)
Lot Dimensions	931 ft deep x 174 ft wide
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab
Porch Area	552 sqft
Deck Area	Deck Area
Patio Area	976 sqft
Shed	1 Shed
Shed Area	1,344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	621 MARGARET DR
City	CHESAPEAKE
State	VA
Zip	23322-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	83 KING JAMES COLONY SEC 6-A 5.737 AC
Legal Subdivision	BLACKWATER FOREST, KING JAMES COLONY
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2024
Census Tract	21103

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	621 MARGARET DR, CHESAPEAKE, VA 23322-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2008 · Amount on Record
Deed Sale	May 5, 2008 · Amount on Record
Prior Sale	Jun 7, 2007 · Amount on Record
Deed Book / Page	7474 / 779
Record Updated	Oct 29, 2026

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	621 MARGARET DR, CHESAPEAKE, VA 23322-1332
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007537/46
Date	Jul 2, 2008
Book Page	7537/46

Lender

Name	MORTGAGE SOURCE FUNDING L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2038

Interest

Rate Type	Fixed Rate
Rate	5.99%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$670,900 (+5.82%) Land $291,800 Building $379,100	$670,900 (+5.82%) Land $291,800 Building $379,100
2025	$6,403.00 (+28.37%)	$634,000 (+8.45%) Land $258,300 Building $375,700	$634,000 (+8.45%) Land $258,300 Building $375,700
2023		$584,600 (+13.1%) Land $208,300 Building $376,300	$584,600 (+13.1%) Land $208,300 Building $376,300
2022		$516,900 Land $188,300 Building $328,600	$516,900 Land $188,300 Building $328,600
2019	$4,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 89% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20