Cherokee County property record for 621 Joyce Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2016 |
| Square Footage | 480 sqft Heated Area |
| Lot Size | 321,908 sqft (7.38 acres) |
| Garage | Mixed, 1,790 sqft |
| Last Sale | $189,000 (2019) |
| Tax Bill | $3,427.00 (2025) |
| Primary APN | 444900931518000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 480 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Masonry Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Metal Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 321,908 sqft (7.38 acres) |
| Depth X Width | 495 ft x 1,240 ft Depth x Width |
| Parking Spaces | 8 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,790 sqft Garage |
| Carport | Carport |
| Carport Area | 400 sqft Carport |
| Total Buildings | 2 Total Buildings |
|---|---|
| Shed | 1 Shed |
| Shed Area | 720 sqft Shed |
| Porch | Open Porch |
| Porch Area | 32 sqft Porch |
| Greenhouse | 160 sqft Greenhouse |
| Cooling System | None Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | 50322 |
|---|---|
| Street Address | 621 JOYCE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-3947 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 13-15 RAPER MILL CREEK EST 1551/349 |
| Legal Lot Number | 13-15 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | NOTLA |
| Census Blockgroup | 2 |
| Census Block | 2041 |
| Census Tract | 930605 |
Source: Cherokee County records · APN 444900931518000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 623 JOYCE RD, MURPHY, NC 28906-3947 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 18, 2020 | Deed of Trust, Mortgage · Building or Construction Mortgage NANTAHALA BANK & TRUST COMPANY |
| Aug 12, 2019 | Warranty Deed, Transfer · Line of Credit NANTAHALA BANK & TRUST COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2019 · Amount on Record |
| Deed Sale | Aug 12, 2019 · Amount on Record |
| Deed Doc Number | 03683 |
| Deed Book / Page | 01620 / 0602 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 621 JOYCE RD, MURPHY, NC 28906-3947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 621 JOYCE RD, MURPHY, NC 28906-3947 |
| Document Number | 1664/1233 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 1664/1233 |
| Instrument | 7040 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Aug 12, 2019 |
| Property Address | 621 JOYCE RD, MURPHY, NC 28906-3947 |
| Document Number | 01620/0602 |
| Book / Page | 01620 / 0602 |
| Instrument Date | Aug 09, 2019 |
| Instrument | 03683 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1383 BRIARHAVEN LN, 1383, CLERMONT, FL 34711-5160 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 459, JASPER, GA 30143-0459 |
| Document Number | 016200605 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 01620/0605 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 12, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,427.00 | $465,420 (-) | $465,420 (-) Land $90,000 Building $375,420 |
| 2023 | $465,420 | $465,420 Land $90,000 Building $375,420 |
621 Joyce Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 62nd percentile of exposed land nationally · 85th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 495 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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