Boyd County property record for 621 Gartrell St, Ashland, KY 41101
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,053 sqft · built 1928 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Aug 2026) |
| Tax Bill | $882 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2026 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-06-05-013.00 |
| Primary APN | 039-06-05-013.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,053 sqft Living Area |
| Basement Area | 1,053 sqft |
| Unfinished Basement | 1,053 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Porch Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 482531 |
|---|---|
| Street Address | 621 GARTRELL ST |
| City | ASHLAND |
| State | KY |
| Zip | 41101-5135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LOT 6 BLOCK 6 GARTRELL REALTY CO ADDITION |
| Legal Subdivision | REALTY CO ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 30400 |
621 Gartrell St is owned and occupied by an individual who bought it in August 2026.
Source: Boyd County records, as of August 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 621 GARTRELL ST, ASHLAND, KY 41101-5135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Jun 16, 2026 | Commissioner's Deed, Foreclosure NONE LISTED ON DOCUMENT |
| Apr 18, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on File |
| Deed Sale | Aug 3, 2026 · Amount on File |
| Prior Sale | Jun 16, 2026 · Amount on File |
| Deed Document Number | 202610045217 |
| Deed Book / Page | 880 / 457 |
| Prior Transfer Date | Oct 22, 2007 |
| Prior Transfer Doc | 00D708/616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Aug 3, 2026 |
| Property Address | 621 GARTRELL ST, ASHLAND, KY 41101-5135 |
| Document Number | 0010045217 |
| Book / Page | 880 / 457 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202610045217 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | AVENUE 365 LENDER SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,120.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 621 GARTRELL ST, ASHLAND, KY 41101-5135 |
| Document Number | 0010045218, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202610045218 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Jun 16, 2026 |
| Property Address | 621 GARTRELL ST, ASHLAND, KY 41101-5135 |
| Document Number | 0010044201 |
| Book / Page | 879 / 127 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 202610044201 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $3,595.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Apr 18, 2022 |
| Property Address | 621 GARTRELL ST, ASHLAND, KY 41101-5135 |
| Document Number | 00D838/376 |
| Book / Page | D838 / 376 |
| Map Reference | MB 91 PG 1 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 10010435 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | NOT AVAILABLE, BESTITLE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4405 LAKE BONITA RD, 4405, CATLETTSBURG, KY 41129-8465 |
| Name | Verified Name |
|---|---|
| Address | 621 GARTRELL ST, ASHLAND, KY 41101-5135 |
| Document Number | 0010010436 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 10010436 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 621 Gartrell St was $882.
Source: Boyd County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $882.00 | $145,000 Land $20,000 Building $125,000 | $145,000 Land $20,000 Building $125,000 |
| 2023 | $904.00 | $145,000 Land $20,000 Building $125,000 | $145,000 Land $20,000 Building $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 621 Gartrell St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1979–2021) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 621 Gartrell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | HECLA WATER ASSOCIATION |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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