621 Frady Cv, Sylva, NC 28779 Property Records

Jackson County property record for 621 Frady Cv, Sylva, NC 28779

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,663 sqft · built 2000
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Tax Bill$1,281 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN7539-78-3709

Property Details

APN / Parcel Number

Primary APN7539-78-3709
Alternative APN
  • 94872

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,663 sqft Heated Area
1st Floor Area1,015 sqft
Upper Floors Area384 sqft
AtticAttic
Attic Area264 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)
Garage TypeCarport
Garage Area576 sqft
CarportCarport
Carport Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address621 FRADY CV
CitySYLVA
StateNC
Zip28779-6611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 35 FRADY COVE EST
Legal SubdivisionFRADY COVE EST
Legal Lot Number35
JurisdictionJACKSON NC
Township / Civil DivisionWEBSTER
Census Block Group1
Census Block1022
Census Tract950600

Owner

621 Frady Cv is owned and occupied by two individuals.

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address621 FRADY CV, SYLVA, NC 28779-6611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address621 FRADY CV, SYLVA, NC 28779-6611
Document Number0022120120
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedApr 26, 2018
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 FRADY CV SYLVA NC 287796611, SYLVA, NC 28779-6611

Mortgage

Document Number0022120120
DateApr 18, 2018
Book Page002212/000120
Lender
NameSTATE EMPS FCU
TypeCredit Union
AddressRALEIGH, NC 27611-5279
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 17, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 621 Frady Cv was $1,281.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$337,350 Land $57,630 Building $279,720
2025$1,281.00
2023$987.00$259,920 Land $39,110 Building $220,810

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 621 Frady Cv in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (1990–2021)
Claims Outside the SFHA4 of 6
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 Frady Cv is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3
Sky Fi
Fixed Wireless
10 / 1
Frontier
DSL
10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Frady Cv

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