621 Ellen Dr, Cincinnati, OH 45255 Property Records

Clermont County property record for 621 Ellen Dr, Cincinnati, OH 45255

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,055 sqft · built 2005
Lot Size0.377 acres (16,422 sqft)
OwnerCompany Name on Record
Last Sale$20,000 (Apr 2005)
Tax Bill$5,456 (2025)
Deeds & MortgagesJan 2020 Mortgage
Nov 2019 Sale
Flood ZoneZone X (minimal risk)
APN41-32-16E-085

Property Details

APN / Parcel Number

Primary APN41-32-16E-085

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,055 sqft Living Area
1st Floor Area865 sqft
Basement Area150 sqft
Unfinished Basement150 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Lot Area16,422 sqft (0.377 acres)
View / LotCul-de-sac
Garage Area441 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area58 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address621 ELLEN DR
CityCINCINNATI
StateOH
Zip45255-4916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAMBER RIDGE; LOT 23
Legal SubdivisionAMBER RIDGE
Legal Lot Number23
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group2
Census Block2004
Census Tract41201

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 176723, COVINGTON, KY 41017-6723
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2020Deed of Trust, Mortgage · Commercial Mortgage
HERITAGE BANK
Nov 5, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2005 · Amount on Record
Deed SaleApr 5, 2005 · Amount on Record
Prior SaleSep 10, 2004 · Amount on Record
Deed Document Number200511562
Deed Book / Page1866 / 1073
Last Transfer DateJun 11, 2015
Transfer Doc0000013812
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address621 ELLEN DR, CINCINNATI, OH 45255-4916
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000183
DateJan 3, 2020
Book Page2827/2098
Instrument202000000183
Lender
NameHERITAGE BANK
TypeBank
AddressERLANGER, KY 41018
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term239 Months
DueDec 20, 2039
Interest
Rate TypeAdjustable Rate

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateNov 5, 2019
Property Address621 ELLEN DR, CINCINNATI, OH 45255-4916
Document Number0000025194
Book / Page002822 / 004167
Instrument DateOct 31, 2019
Instrument25194
Transaction TypeTransfer
Record UpdatedNov 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 176723 COVINGTON KY 410176723, COVINGTON, KY 41017-6723

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,456.00 (-48.21%)$105,920 (-) Land $20,900 Building $85,020
2024$302,600 (-) Land $59,700 Building $242,900
2023$10,534.00 (+137.2%)$105,920 (+42.08%) Land $20,900 Building $85,020$302,600 (+42.07%) Land $59,700 Building $242,900
2022$4,441.00$74,550 Land $14,700 Building $59,850
2020$213,000 Land $42,000 Building $171,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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