621 E Summa St, Centralia, WA 98531 Property Records

Lewis County property record for 621 E Summa St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,462 sqft · built 1959
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Aug 2026)
Tax Bill	$2,927 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2023 Second Mortgage + 3 more
APN	`003632-004-000`

Property Details

APN / Parcel Number

Primary APN	`003632-004-000`
Alternative APNs	`2227258` `15027`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,462 sqft Living Area
Gross Area	1,902 sqft
1st Floor Area	1,462 sqft
Flooring	Cork
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	150 ft deep x 123 ft wide
Terrain	Low
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	174 sqft
Lean-To	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2227258
Street Address	621 E SUMMA ST
City	CENTRALIA
State	WA
Zip	98531-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SECTION 08 TOWNSHIP 14N RANGE 02W - SOUTH 180 OF EAST 123 OF SE4 SE4 LESS SOUTH 30
Legal Range	02W
Legal Township	14N
Legal Section	08
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	1
Census Block	1003
Census Tract	970700

Owner

621 E Summa St is owned and occupied by two individuals who bought it in August 2026.

Source: Lewis County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	621 E SUMMA ST, CENTRALIA, WA 98531-3801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE NORTHWEST
Mar 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 27, 2022	Intrafamily Transfer, Transfer
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Oct 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Prior Sale	Dec 3, 2021 · Amount on File
Deed Document Number	20263643350
Prior Transfer Date	Dec 27, 2022
Prior Transfer Doc	0003587963
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Aug 27, 2026
Property Address	621 E SUMMA ST, CENTRALIA, WA 98531-3801
Document Number	0003643350
Instrument Date	Aug 20, 2026
Instrument	20263643350
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 E SUMMA ST, CENTRALIA, WA 98531-3801

Mortgage

Document Number	0003643351,
Date	Aug 27, 2026
Instrument	20263643351

Lender

Name	MORTGAGE NORTHWEST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	621 E SUMMA ST, CENTRALIA, WA 98531-3801
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003590746
Date	Mar 13, 2023
Instrument	3590746

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2043

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS WA
Recording Date	Dec 27, 2022
Property Address	621 E SUMMA ST, CENTRALIA, WA 98531-3801
Document Number	0003587963
Instrument Date	Dec 27, 2022
Instrument	3587963
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 E SUMMA ST, CENTRALIA, WA 98531-3801

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Dec 3, 2021
Property Address	621 E SUMMA ST, CENTRALIA, WA 98531-3801
Document Number	0003566145
Instrument Date	Dec 2, 2021
Instrument	3566145
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,733.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 E SUMMA ST, CENTRALIA, WA 98531-3801

Mortgage

Document Number	0003566146
Date	Dec 3, 2021
Instrument	3566146

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	621 E SUMMA ST, CENTRALIA, WA 98531-3801
Document Number	0003493608
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2214 GRAF RD CENTRALIA WA 985319085, CENTRALIA, WA 98531-9085

Mortgage

Document Number	0003493608
Date	Nov 9, 2018
Instrument	3493608

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	SEATTLE, WA 98144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 621 E Summa St was $2,927, up 38.1% from the year before.

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,927.00 (+38.07%)	$323,000 (-) Land $60,000 Building $263,000	$323,000 (-) Land $60,000 Building $263,000
2024	$2,120.00	$323,000 Land $60,000 Building $263,000	$323,000 Land $60,000 Building $263,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 621 E Summa St; there have been 95 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	95 (1986–2022)
Claims Outside the SFHA	9 of 95
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 39 claims High Winds, Severe Storms And Flooding, Feb 1996 · 20 claims Severe Storms & Flooding, Nov 1990 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 E Summa St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70

May also be available: Lightcurve, Verizon.

Nearby Properties on E Summa St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures