621 E Main St, Geneseo, IL 61254 Property Records

Henry County property record for 621 E Main St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,048 sqft · built 1944
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$102,000 (Jul 2015)
Tax Bill	$3,117 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-277-033`

Property Details

APN / Parcel Number

Primary APN	`08-21-277-033`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Brick
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	250 ft deep x 60 ft wide
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	621 E MAIN ST
City	GENESEO
State	IL
Zip	61254-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W60 OF E193.5 OF S250 BLK 6 W T ALLANS ADD CITY OF GENESEO
Legal Subdivision	ALLANS ADD
Legal Block	6
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3024
Census Tract	30302

Owner

621 E Main St is owned and occupied by an individual who bought it in July 2015.

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	621 E MAIN ST, GENESEO, IL 61254-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Conventional with PMI IH MS VLY CU
Mar 10, 2017	Deed of Trust, Mortgage · Conventional with PMI IH MS VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2015 · Amount on File
Deed Sale	Jul 8, 2015 · Amount on File
Prior Sale	Dec 5, 2005 · Amount on File
Deed Document Number	201520-1503882
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	621 E MAIN ST, GENESEO, IL 61254-1551
Document Number	0000003069
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 E MAIN ST GENESEO IL 612541551, GENESEO, IL 61254-1551

Mortgage

Document Number	0000003069
Date	May 29, 2020
Instrument	3069

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	621 E MAIN ST, GENESEO, IL 61254-1551
Document Number	0000001596
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 E MAIN ST GENESEO IL 612541551, GENESEO, IL 61254-1551

Mortgage

Document Number	0000001596
Date	Mar 16, 2017
Instrument	1596

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 621 E Main St was $3,117 with a homeowner's exemption.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,117.00	$45,133 Land $6,772 Building $38,361	$135,399 Land $20,316 Building $115,083
2022		$35,870 Land $5,382 Building $30,488	$107,610 Land $16,146 Building $91,464
2021	$2,365.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 621 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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