621 E Chicago St, Elgin, IL 60120 Property Records

Kane County property record for 621 E Chicago St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,150 sqft · built 1895
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (May 2018)
Tax Bill$7,374 (2025)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-13-426-008

Property Details

APN / Parcel Number

Primary APN06-13-426-008

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,150 sqft Living Area
Gross Area3,138 sqft
Basement Area988 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions139 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address621 E CHICAGO ST
CityELGIN
StateIL
Zip60120-5760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTVIEW ADDN WEST 2 FT OF LOT 9 & ALL OF LOT 10 BLOCK 1
Legal SubdivisionEASTVIEW ADDN
Legal Block1
Legal Lot Number9,10
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2019
Census Tract851400

Owner

Source: Kane County records · APN 06-13-426-008

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address621 E CHICAGO ST, ELGIN, IL 60120-5760
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2018 · Amount on Record
Deed SaleMay 16, 2018 · Amount on Record
Prior SaleJul 27, 2005 · Amount on Record
Deed Document Number201822794
Record UpdatedSep 20, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 16, 2018
Property Address621 E CHICAGO ST, ELGIN, IL 60120-5760
Document Number0000022794
Instrument DateMar 13, 2018
Instrument2018K022794
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 HENDEE ST, ST ELGIN, IL 00000

Mortgage

Document Number0000022795
DateMay 16, 2018
Instrument2018K022795
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,374.00 (+15.83%) Homeowner's exemption
2024$96,407 (+21.39%) Land $15,370 Building $81,037$289,337 (+21.44%) Land $46,128 Building $243,208
2022$6,366.00 (+4.55%) Homeowner's exemption$79,418 (+6.96%) Land $12,662 Building $66,756$238,254 (+6.96%) Land $37,986 Building $200,268
2021$6,089.00 Homeowner's exemption$74,250 Land $11,838 Building $62,412$222,750 Land $35,514 Building $187,236

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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