621 Crescent Ave, Covington, KY 41011 Property Records

Kenton County property record for 621 Crescent Ave, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 865 sqft · built 1900
Lot Size	0.037 acres (1,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Mar 1997)
Tax Bill	$1,603 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`040-43-02-009.02`

Property Details

APN / Parcel Number

Primary APN	`040-43-02-009.02`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	865 sqft Finished Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	1,602 sqft (0.037 acres)
Lot Dimensions	90.5 ft deep x 17.7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	621 CRESCENT AVE
City	COVINGTON
State	KY
Zip	41011-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(17.67X90.50FT) WS CRESCENT
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	61600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	529 W MAIN ST, MASON, OH 45040-4671
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 6, 2020	Warranty Deed, Construction Loan · Construction Mortgage MM LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 1997 · Amount on Record
Deed Sale	Mar 7, 1997 · Amount on Record
Last Transfer Date	Jun 7, 2018
Transfer Doc	0005900029
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	621 CRESCENT AVE, COVINGTON, KY 41011-1015
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900150
Date	Mar 23, 2022
Book Page	351/776
Instrument	22032305900150

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 6, 2020
Property Address	621 CRESCENT AVE, COVINGTON, KY 41011-1015
Document Number	0000000051
Book / Page	000053 / 000795
Instrument Date	Oct 23, 2020
Instrument	51
Transaction Type	Construction Loan
Record Updated	Dec 24, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7210 TWFWAY RD FLORENCE KY 41042, FLORENCE, KY 41042

Mortgage

Document Number	52
Date	Nov 6, 2020
Book Page	00M121/000938
Instrument	52

Lender

Name	MM LNDG LLC
Address	LOUISVILLE, KY 40207

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 5, 2021

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,000 (-) Land $10,000 Building $111,000	$121,000 (-) Land $10,000 Building $111,000
2025	$1,603.00 (-0.5%)	$121,000 (-) Land $5,000 Building $116,000	$121,000 (-) Land $5,000 Building $116,000
2023	$1,611.00	$121,000 Land $5,000 Building $116,000	$121,000 Land $5,000 Building $116,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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