621 Commons Dr, Shorewood, IL 60404 Property Records

Will County property record for 621 Commons Dr, Shorewood, IL 60404

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,440 sqft · built 2007
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (May 2019)
Tax Bill	$11,857 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-09-108-017`

Property Details

APN / Parcel Number

Primary APN	`05-06-09-108-017`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,440 sqft Living Area
Basement Area	1,798 sqft
Unfinished Basement	1,798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Mixed
Garage Area	372 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	621 COMMONS DR
City	SHOREWOOD
State	IL
Zip	60404-9539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 113 IN EDGEWATER UNIT TWO, BEING A SUB OF PRT OF THE NW1/4 OF SEC 9, T35N-R9E.
Legal Range	09E
Legal Township	35N
Legal Section	09
Legal Subdivision	EDGEWATER UNIT TWO
Legal Lot Number	113
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1005
Census Tract	883216

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	621 COMMONS DR, SHOREWOOD, IL 60404-9539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLEFIRST BANK
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Oct 22, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
May 1, 2019	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Jun 27, 2008 · Amount on Record
Deed Document Number	201925240
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	621 COMMONS DR, SHOREWOOD, IL 60404-9539
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127705
Date	Nov 23, 2021
Instrument	R2021127705

Lender

Name	PEOPLEFIRST BANK
Type	Bank
Address	JOLIET, IL 60435

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	621 COMMONS DR, SHOREWOOD, IL 60404-9539
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038468
Date	Apr 6, 2021
Instrument	R2021038468

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	621 COMMONS DR, SHOREWOOD, IL 60404-9539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017957
Date	Mar 5, 2020
Instrument	R2020017957

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.37%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	621 COMMONS DR, SHOREWOOD, IL 60404-9539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074799
Date	Oct 22, 2019
Instrument	R2019074799

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.01%
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 1, 2019
Property Address	621 COMMONS DR, SHOREWOOD, IL 60404-9539
Document Number	0000025240
Map Reference	DOC R2005-030282
Instrument Date	Apr 22, 2019
Instrument	R2019025240
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	839 LOCKWOOD CIR, 839, NAPERVILLE, IL 60563-9383

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	621 COMMONS DR, SHOREWOOD, IL 60404-9539
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025241
Date	May 1, 2019
Instrument	R2019025241

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Shorewood Village
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,857.00 (+14.65%)	$158,976 (+5.5%) Land $20,056 Building $138,920	$476,928 (+5.5%) Land $60,168 Building $416,760
2024		$150,689 (+17.62%) Land $18,510 Building $132,179	$452,067 (+17.62%) Land $55,530 Building $396,537
2022	$10,342.00 Homeowner's exemption Additional exemption filed	$128,113 Land $15,737 Building $112,376	$384,339 Land $47,211 Building $337,128

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1984–2019)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHOREWOOD serves 18,645 people · EPA ID IL1975080
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Bertram Communications, Verizon.

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