621 Cedars Ct, Longboat Key, FL 34228 Property Records

Manatee County property record for 621 Cedars Ct, Longboat Key, FL 34228

Property Summary

Property Type	Condominium
Details	1 bd · 2 ba · 1,244 sqft · built 1988
Lot Size	6.97 acres (303,990 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (May 2024)
Tax Bill	$3,032 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`79273-0345-8`

Property Details

APN / Parcel Number

Primary APN	`79273-0345-8`
Alternative APN	`3516257927303458`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	828 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	303,990 sqft
View / Lot	Island
Garage Type	Attached
Garage Area	160 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	556 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	621 CEDARS CT
City	LONGBOAT KEY
State	FL
Zip	34228-1845
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LBK_R-3MX
Legal Description	UNIT 11 SEC ONE CEDARS EAST CONDO PI#79273.0345/8
Legal Range	16E
Legal Township	35S
Legal Section	25
Legal Subdivision	CEDARS EAST SECTION 1
Legal Tract	07927301
Legal Block	2
Legal Lot Number	11
Legal Unit	11
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2006
Census Tract	1705

Owner

621 Cedars Ct, a condominium, is owned and occupied by two individuals who bought it in May 2024.

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	842 RACQUET CLUB WAY, KNOXVILLE, TN 37923-2812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2024 · Amount on File
Deed Sale	May 15, 2024 · Amount on File
Prior Sale	Dec 19, 2014 · Amount on File
Deed Document Number	202450161
Prior Transfer Date	Jul 14, 2004
Prior Transfer Doc	0001988736
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 15, 2024
Property Address	621 CEDARS CT, LONGBOAT KEY, FL 34228-1845
Document Number	0041050161
Map Reference	MB 21 PG 186
Instrument Date	May 15, 2024
Instrument	202441050161
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	603 LONGBOAT CLUB ROAD # RD201N, RD201N, LONGBOAT KEY, FL 34228-3849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	842 RACQUET CLUB WAY, KNOXVILLE, TN 37923-2812

Mortgage

Document Number	0041050162
Date	May 15, 2024
Instrument	202441050162

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 15, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 621 Cedars Ct was $3,032 with a senior citizen's exemption, down 46.5% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Longboat Key Town
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,704 (+1%)	$370,225 (+112.44%) Building $370,225
2025	$3,032.00 (-46.48%)	$174,276 Building $174,276	$174,276 Building $174,276
2024	$5,665.00 (-0.46%)
2023	$5,691.00 (+20.52%)	$433,500 (+39.95%) Building $433,500	$433,500 (+39.95%) Building $433,500
2022	$4,722.00	$309,750 Building $309,750	$309,750 Building $309,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 621 Cedars Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 554 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,178 units insured incl. 624 condo units
Nearby Flood Claims	621 (2016–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 39 claims Hurricane Helene, Oct 2024 · 515 claims Hurricane Idalia, Aug 2023 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 Cedars Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LONGBOAT KEY serves 7,098 people · EPA ID FL6411098
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20