621 Cedar Gate Rd, Monroe, VA 24574 Property Records

Amherst County property record for 621 Cedar Gate Rd, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,553 sqft · built 2001
Lot Size	4.84 acres (211,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Feb 2026)
Tax Bill	$2,192 (2026)
Deeds & Mortgages	Sep 2010 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137 A 42A`

Property Details

APN / Parcel Number

Primary APN	`137 A 42A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,553 sqft Living Area
1st Floor Area	1,553 sqft
Basement Area	1,553 sqft
Unfinished Basement	1,553 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2009
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	211,005 sqft (4.84 acres)
Terrain	Wooded
Porch	Slab
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	621 CEDAR GATE RD
City	MONROE
State	VA
Zip	24574-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	OFF CEDAR GATE ROAD LOT 3 J M EVANS ESTATE 137 A 42A
Legal Subdivision	JOSEPH MARION AVANS ESTATE
Legal Lot Number	3
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	1
Census Block	1012
Census Tract	10300

Owner

Source: Amherst County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2730 PENN FOREST BLVD, ROANOKE, VA 24018-4303
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2010	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK N A
Feb 27, 2026	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 15, 2008	Deed, Transfer · Conventional Mortgage WACHOVIA MORTGAGE FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Jul 15, 2008 · Amount on Record
Deed Document Number	2026598
Prior Transfer Date	Apr 10, 2024
Prior Transfer Doc	0000001006
Record Updated	Sep 20, 2026

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	621 CEDAR GATE RD, MONROE, VA 24574-2129
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001171/309
Date	Sep 8, 2010
Book Page	1171/309
Instrument	000309560017

Lender

Name	WELLS FARGO BANK N A
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2030

Interest

Rate	4.62%

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	AMHERST VA
Recording Date	Feb 27, 2026
Property Address	621 CEDAR GATE RD, MONROE, VA 24574-2129
Document Number	0260000598
Map Reference	MB 819 PG 502
Instrument Date	Feb 23, 2026
Instrument	260000598
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	621 CEDAR GATE RD, MONROE, VA 24574-2129

Mortgage

Document Number	0260000599
Date	Feb 27, 2026
Instrument	260000599

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

July 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	AMHERST VA
Recording Date	Jul 15, 2008
Property Address	621 CEDAR GATE RD, MONROE, VA 24574-2129
Document Number	001118/067
Book / Page	1118 / 067
Instrument Date	Jun 9, 2008
Instrument	000173320003
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	SOUTHERN TITLE INSURENCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	001118/070
Date	Jul 15, 2008
Book Page	1118/070
Instrument	000173330017

Lender

Name	WACHOVIA MORTGAGE FSB
Type	Bank
Address	RALEIGH, NC 27607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2038

Interest

Rate	6.5%

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,192.00 (+78.5%)	$201,400 (-) Land $44,200 Building $157,200	$391,500 (+94.39%) Land $53,100 Building $338,400
2025	$1,228.00
2024		$201,400 Land $44,200 Building $157,200	$201,400 Land $44,200 Building $157,200
2023	$1,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Firefly Fiber Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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