Santa Cruz County property record for 621 37th Ave, Santa Cruz, CA 95062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,730 sqft · built 1941 |
| Lot Size | 0.243 acres (10,585 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,356 (2025) |
| Deeds & Mortgages | Aug 2025 Reverse Mortgage May 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-082-13 |
| Primary APN | 032-082-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 2,302 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 10,585 sqft (0.243 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 621 37TH AVE |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95062-5122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-5-PP |
| Legal Subdivision | BELTZ-HAVEN |
| Legal Lot Number | 23 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 121601 |
621 37th Ave is owned and occupied by an individual who acquired it in May 2019.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 621 37TH AVE, SANTA CRUZ, CA 95062-5122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2025 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| May 24, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 10, 2019 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 24, 2019 |
| Transfer Doc | 0000013990 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 621 37TH AVE, SANTA CRUZ, CA 95062-5122 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Title Company | ALLEGIANT REVERSE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 621 27TH AVE, SANTA CRUZ, CA 95062 |
| Document Number | 0000017401 |
|---|---|
| Date | Aug 20, 2025 |
| Instrument | 2025-0017401 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 875 Months |
| Due | Jul 21, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | Annually |
| Index | 1-Year T-Bill |
| Max Rate | 11.2% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 24, 2019 |
| Property Address | 621 37TH AVE, SANTA CRUZ, CA 95062-5122 |
| Document Number | 0000013990 |
| Instrument Date | May 24, 2019 |
| Instrument | 13990 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 621 37TH AVE SANTA CRUZ CA 950625122, SANTA CRUZ, CA 95062-5122 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 10, 2019 |
| Property Address | 621 37TH AVE, SANTA CRUZ, CA 95062-5122 |
| Document Number | 0000012497 |
| Instrument Date | May 10, 2019 |
| Instrument | 12497 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 621 37TH AVE SANTA CRUZ CA 950625122, SANTA CRUZ, CA 95062-5122 |
The 2025 property tax bill for 621 37th Ave was $3,356 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Live Oak Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,765 (+2%) Land $26,368 Building $120,397 | ||
| 2025 | $3,356.00 Homeowner's exemption | $143,888 Land $25,851 Building $118,037 | |
| 2023 | $2,965.00 (+3.6%) Homeowner's exemption | $138,300 Land $24,847 Building $113,453 | $1,309,500 |
| 2022 | $2,862.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 621 37th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 621 37th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, GeoLinks, Spectrum, T-Mobile.
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