621 19th St N, Moorhead, MN 56560 Property Records

Clay County property record for 621 19th St N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Aug 2026)
Tax Bill	$1,978 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Aug 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`58.319.1040`

Property Details

APN / Parcel Number

Primary APN	`58.319.1040`

Exterior

Lot Area	5,000 sqft (0.11 acres)

Location & Zoning

Street Address	621 19TH ST N
City	MOORHEAD
State	MN
Zip	56560-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME HOLES 2ND ADD SUBDIVISIONCD 58319 E 100' OF LOTS 1 & 2 17
Legal Range	48
Legal Township	139
Legal Section	04
Legal Subdivision	HOLES 2ND ADD
Legal Block	17
Legal Lot Number	1
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2002
Census Tract	30300

Owner

Source: Clay County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	621 19TH ST N, MOORHEAD, MN 56560-2342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BELL BANK
Aug 24, 2026	Warranty Deed, Construction Loan · Construction Mortgage CHOICE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Deed Document Number	2026867629
Last Transfer Date	Oct 2, 2026
Transfer Doc	0000868724
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Oct 5, 2026
Property Address	621 19TH ST N, MOORHEAD, MN 56560-2342
Document Number	0000868724
Instrument Date	Oct 2, 2026
Instrument	2026868724
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 19TH ST N, MOORHEAD, MN 56560-2342

Mortgage

Document Number	0000868725,
Date	Oct 5, 2026
Instrument	2026868725

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000868726,
Date	Oct 5, 2026
Instrument	2026868726

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

August 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Aug 24, 2026
Property Address	621 19TH ST N, MOORHEAD, MN 56560-2342
Document Number	0000867629
Instrument Date	Aug 21, 2026
Instrument	2026867629
Transaction Type	Construction Loan
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	717 3RD AVE N, FARGO, ND 58102-4706
Investor	Possibly a Property Investor

Mortgage

Document Number	0000867630,
Date	Aug 24, 2026
Instrument	2026867630

Lender

Name	CHOICE FINANCIAL GROUP

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Dec 18, 2026

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,978.00 (+21.5%) Homeowner's exemption	$157,600 (+7.58%) Land $25,000 Building $132,600	$157,600 (+7.58%) Land $25,000 Building $132,600
2025		$146,500 (+12.52%) Land $28,600 Building $117,900	$146,500 (+12.52%) Land $28,600 Building $117,900
2023	$1,628.00 Homeowner's exemption	$130,200 Land $24,200 Building $106,000	$130,200 Land $24,200 Building $106,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

Nearby Properties on 19th St N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures