Polk County property record for 621 12 Oaks Dr, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,239 sqft · built 2023 |
| Lot Size | 3.55 acres (155,004 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Dec 2021) |
| Tax Bill | $7,508 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Dec 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-04-357029-000150 |
| Primary APN | 25-29-04-357029-000150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 4,239 sqft Living Area |
| Gross Area | 5,219 sqft |
| 1st Floor Area | 4,239 sqft |
| Flooring | Wood |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Mobile Home |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 155,004 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 980 sqft |
| Porch | Finished/Open Porch |
| Street Address | 621 12 OAKS DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWELVE OAKS ESTATES PB 148 PGS 48-55 LOT 15 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 04 |
| Legal Subdivision | TWELVE OAKS ESTATES |
| Legal Tract | 357029 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14704 |
621 12 Oaks Dr is owned and occupied by two individuals who acquired it in June 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 621 12 OAKS DR, WINTER HAVEN, FL 33880-5036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage MIDFLORIDA CU |
| Dec 22, 2021 | Warranty Deed, Transfer MILLER TITLE INC, MILLER TITLE LLC |
| Jul 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU ISAOA |
| Mar 18, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on File |
| Deed Sale | Dec 22, 2021 · Amount on File |
| Prior Sale | Jul 9, 2019 · Amount on File |
| Deed Document Number | 2021333203 |
| Deed Book / Page | 12039 / 750 |
| Last Transfer Date | Jun 14, 2022 |
| Transfer Doc | 0000163827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 15, 2022 |
| Property Address | 621 12 OAKS DR, WINTER HAVEN, FL 33880-5036 |
| Document Number | 0000163827 |
| Book / Page | 12298 / 912 |
| Map Reference | MB 148 PG 48-55 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 2022163827 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | BAKERS TITLE, BANKERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 224 BOBBIE CIR, LAKELAND, FL 33813-1002 |
| Name | Verified Name |
|---|---|
| Address | 224 BOBBIE CIR, LAKELAND, FL 33813-1002 |
| Document Number | 0012298914 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 12298/914 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 379 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jan 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 22, 2021 |
| Property Address | 621 12 OAKS DR, WINTER HAVEN, FL 33880-5036 |
| Document Number | 0000333203 |
| Book / Page | 12039 / 750 |
| Map Reference | MB 148 PG 48 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2021333203 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | MILLER TITLE INC, MILLER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1939 GRIFFIN TRL, BARTOW, FL 33830-7910 |
| Name | Verified Name |
|---|---|
| Address | 1310 CARR DR, AUBURNDALE, FL 33823-2106 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 9, 2019 |
| Property Address | 621 12 OAKS DR, WINTER HAVEN, FL 33880 |
| Document Number | 0109001679 |
| Book / Page | 010900 / 001679 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 142190 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1939 GRIFFIN TRL BARTOW FL 338307910, BARTOW, FL 33830-7910 |
| Document Number | 109001681 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 010900/001681 |
| Instrument | 142191 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 8, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 18, 2019 |
| Property Address | 621 12 OAKS DR, WINTER HAVEN, FL 33880 |
| Document Number | 0107801253 |
| Book / Page | 010780 / 001253 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 53566 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 900 12 OAKS DR WINTER HAVEN FL 338805013, WINTER HAVEN, FL 33880-5013 |
The 2025 property tax bill for 621 12 Oaks Dr was $7,508 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $652,634 (+5.1%) | $935,730 (+3.73%) Land $103,841 Building $831,889 | |
| 2025 | $7,508.00 Homeowner's exemption | $620,968 | $902,124 Land $103,841 Building $798,283 |
| 2023 | $2,290.00 (+104.65%) | $162,571 (+92.98%) Land $100,883 Building $61,688 | $162,571 (+92.98%) Land $100,883 Building $61,688 |
| 2022 | $1,119.00 | $84,241 Land $84,241 | $84,241 Land $84,241 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 621 12 Oaks Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 621 12 Oaks Dr is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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