62097 Lake St, Cassopolis, MI 49031 Property Records

Cass County property record for 62097 Lake St, Cassopolis, MI 49031

Property Summary

Property Type	Single Family Home
Details	8 bd · 4.5 ba · 5,649 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Tax Bill	$40,185 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-030-130-008-00`

Property Details

APN / Parcel Number

Primary APN	`14-030-130-008-00`

Interior

Bedrooms	8 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Building Area	5,649 sqft Building Perimeter
1st Floor Area	3,208 sqft
Basement Area	3,166 sqft
Unfinished Basement	3,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	8,712 sqft (0.2 acres)
Garage Area	644 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	62097 LAKE ST
City	CASSOPOLIS
State	MI
Zip	49031-9322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	574 LOT 8 SUPERVISORS PLAT OF KOZY BEACH
Legal Range	15W
Legal Township	07S
Legal Section	01
Legal Subdivision	SUPERVISORS PALT OF KOZY BEACH
Legal Lot Number	8
Jurisdiction	CASS MI
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3002
Census Tract	2100

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6745 W 127TH ST, PALOS HEIGHTS, IL 60463-2253
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Warranty Deed, Transfer · Commercial Mortgage CNB BANK & TRUST NA
Jun 17, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 18, 2012
Transfer Doc	1040/1857
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	May 13, 2022
Property Address	62097 LAKE ST, CASSOPOLIS, MI 49031-9322
Document Number	01216/2473
Book / Page	1216 / 2473
Map Reference	LB 1-E PG 259
Instrument Date	Apr 27, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	482 BUCKINGHAM DR, 482, AURORA, OH 44202-6754

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	62097 LAKE ST, CASSOPOLIS, MI 49031-9322

Mortgage

Document Number	0012162475
Date	May 13, 2022
Instrument	1216-2475

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jun 17, 2020
Property Address	62097 LAKE ST, CASSOPOLIS, MI 49031-9322
Document Number	01174/1543
Book / Page	1174 / 1543
Map Reference	LB 1-E PG
Instrument Date	Jun 10, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62097 LAKE ST, 62097, CASSOPOLIS, MI 49031-9322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62097 LAKE ST, CASSOPOLIS, MI 49031-9322

Mortgage

Document Number	0011741545
Date	Jun 17, 2020
Instrument	1174/1545

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Jefferson Township
Unified School District	Cassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,113,500 (+123.96%) Land $2,113,500	$4,227,000 (+123.96%) Land $4,227,000
2025	$40,185.00 (+3.83%) Homeowner's exemption	$943,700 (+23.52%) Land $943,700	$1,887,400 (+23.52%) Land $1,887,400
2024	$38,704.00 (+97.57%)
2023		$764,000	$1,528,000
2022	$19,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Oct 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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