6209 Saint James Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 6209 Saint James Dr, Carmichael, CA 95608 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,624 sqft · built 1964
Lot Size	0.287 acres (12,520 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Apr 2026)
Tax Bill	$5,942 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`236-0283-001-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0283-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	12,520 sqft (0.287 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6209 SAINT JAMES DR
City	CARMICHAEL
State	CA
Zip	95608-0940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARRETT MEADOWS 04, LOT 218
Legal Subdivision	BARRETT MEADOWS 04
Legal Lot Number	218
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2013
Census Tract	7903

Owner

Source: Sacramento County records · APN 236-0283-001-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6209 SAINT JAMES DR, CARMICHAEL, CA 95608-0940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Grant Deed, Transfer · VA Mortgage HOME LENDING
Jan 31, 2023	Intrafamily Transfer, Transfer
Aug 22, 2020	Deed of Trust, Mortgage · Conventional with PMI ZILLOW HM LNS LLC
May 31, 2019	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Book / Page	20260430 / 1045
Prior Transfer Date	Jan 20, 2023
Prior Transfer Doc	2023000530
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 30, 2026
Property Address	6209 SAINT JAMES DR, CARMICHAEL, CA 95608-0940
Document Number	2026001045
Book / Page	20260430 / 1045
Instrument Date	Apr 29, 2026
Transaction Type	Transfer
Record Updated	Jul 06, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$69,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6209 SAINT JAMES DR, CARMICHAEL, CA 95608-0940

Mortgage

Document Number	2026001046,
Date	Apr 30, 2026
Book Page	20260430/1046

Lender

Name	HOME LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.22%
Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 31, 2023
Property Address	6209 SAINT JAMES DR, CARMICHAEL, CA 95608-0940
Document Number	0000000530
Map Reference	MB 73 MAP 11
Instrument Date	Jan 20, 2023
Instrument	2023013100530
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6209 SAINT JAMES DR, CARMICHAEL, CA 95608-0940

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6209 SAINT JAMES DR, CARMICHAEL, CA 95608-0940
Document Number	2008261126
Instrument Date	Aug 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6209 SAINT JAMES DR CARMICHAEL CA 956080940, CARMICHAEL, CA 95608-0940

Mortgage

Document Number	2008261126
Date	Aug 26, 2020
Instrument	2008261126

Lender

Name	ZILLOW HM LNS LLC
Address	OVERLAND PARK, KS 66211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 31, 2019
Property Address	6209 SAINT JAMES DR, CARMICHAEL, CA 95608-0940
Document Number	1905311047
Instrument Date	May 24, 2019
Instrument	1905311047
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6209 SAINT JAMES DR CARMICHAEL CA 956080940, CARMICHAEL, CA 95608-0940

Mortgage

Document Number	1905311048
Date	May 31, 2019
Instrument	1905311048

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$500,639 (+2%) Land $147,915 Building $352,724
2025	$5,942.00 (+2.15%)	$490,823 (+4.04%) Land $145,015 Building $345,808
2024	$5,817.00 (+3.14%)
2023	$5,640.00 (+2.06%) Homeowner's exemption	$471,766 Land $139,385 Building $332,381
2022	$5,526.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670079032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 3% of California
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 593 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Cal.net, AT&T, Succeed.Net, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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