6209 Celtic Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 6209 Celtic Dr, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,695 sqft · built 1979
Lot Size	0.551 acres (24,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Sep 2023)
Tax Bill	$1,278 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`111M A 003.35`

Property Details

APN / Parcel Number

Primary APN	`111M A 003.35`
Alternative APN	`0000039239`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,695 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,020 sqft (0.551 acres)
Lot Dimensions	240 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000039239
Street Address	6209 CELTIC DR
City	CHATTANOOGA
State	TN
Zip	37416-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 LAKESHORE MANOR #1 32-94
Legal Subdivision	LAKESHORE MANOR #1
Legal Lot Number	34
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	4
Census Block	4006
Census Tract	11413

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6209 CELTIC DR, CHATTANOOGA, TN 37416-1446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 7, 2023	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Mar 17, 2021	Warranty Deed, Transfer · VA Mortgage FIRSTBANK
Oct 11, 2019	Correction Deed, Transfer JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC
May 15, 2018	Warranty Deed, Transfer JONES RAULSTON TITLE INSURANCE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Mar 17, 2021 · Amount on Record
Deed Document Number	2023125
Deed Book / Page	13393 / 556
Prior Transfer Date	Oct 4, 2019
Prior Transfer Doc	0000000158
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6209 CELTIC DR, CHATTANOOGA, TN 37416-1446
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6209 CELTIC DR, CHATTANOOGA, TN 37416-1446

Mortgage

Document Number	0000000229
Date	Nov 4, 2024
Book Page	13752/82
Instrument	2024110400229

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2044

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 7, 2023
Property Address	6209 CELTIC DR, CHATTANOOGA, TN 37416-1446
Document Number	0000000125
Book / Page	13393 / 556
Map Reference	MB 32 PG 94
Instrument Date	Aug 31, 2023
Instrument	2023090700125
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,073.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6209 CELTIC DR, CHATTANOOGA, TN 37416-1446

Mortgage

Document Number	0000000126
Date	Sep 7, 2023
Instrument	2023090700126

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 17, 2021
Property Address	6209 CELTIC DR, CHATTANOOGA, TN 37416-1446
Document Number	0000000119
Book / Page	12402 / 659
Map Reference	MB 32 PG 94
Instrument Date	Mar 12, 2021
Instrument	2021031700119
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY, JONSE TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$869.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6209 CELTIC DR, CHATTANOOGA, TN 37416-1446

Mortgage

Document Number	0012402661
Date	Mar 17, 2021
Instrument	12402/661

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 11, 2019
Property Address	6209 CELTIC DR, CHATTANOOGA, TN 37416-1446
Document Number	1011000158
Book / Page	011786 / 000979
Instrument Date	May 11, 2018
Instrument	191011000158
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$314.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6913 LYSTRA RD HARRISON TN 373416961, HARRISON, TN 37341-6961

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 15, 2018
Property Address	6209 CELTIC DR, CHATTANOOGA, TN 37416-1446
Document Number	0000000211
Book / Page	011346 / 000971
Instrument Date	May 9, 2018
Instrument	211
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$314.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6913 LYSTRA RD HARRISON TN 373416961, HARRISON, TN 37341-6961

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,278.00 (+48.95%)	$84,375 (+120.01%)	$337,500 (+120.01%) Land $50,000 Building $287,500
2024	$858.00 (-1.04%)	$38,350 (-)	$153,400 (-) Land $20,000 Building $133,400
2023	$867.00	$38,350 (-)	$153,400 (-) Land $20,000 Building $133,400
2022	$867.00	$38,350	$153,400 Land $20,000 Building $133,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2000–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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