6208 Oak St, Harvard, IL 60033 Property Records

McHenry County property record for 6208 Oak St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.371 acres (16,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-33-376-004`

Property Details

APN / Parcel Number

Primary APN	`01-33-376-004`

Exterior

Lot Area	16,200 sqft (0.371 acres)

Location & Zoning

Street Address	6208 OAK ST
City	HARVARD
State	IL
Zip	60033-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2016R0049469 LT 3 & 4 BLK 5 A D PAULS ADDN VILL OF CHEMUNG
Legal Subdivision	A D PAULS ADDN VILL OF CHEMUNG
Legal Block	5
Legal Lot Number	3,4
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2028
Census Tract	870301

Owner

Source: McHenry County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6208 OAK ST, HARVARD, IL 60033-8705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Nov 1, 1994 · Amount on Record
Deed Document Number	202613017
Prior Transfer Date	May 8, 2026
Prior Transfer Doc	0000013017
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	May 12, 2026
Property Address	6208 OAK ST, HARVARD, IL 60033-8705
Document Number	0000013017
Instrument Date	May 8, 2026
Instrument	2026.13017
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	LAKESHORE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6208 OAK ST, HARVARD, IL 60033-8705

Mortgage

Document Number	0000013018,
Date	May 12, 2026
Instrument	2026.13018

Lender

Name	ENVOY MORTGAGE, LTD.

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000013019,
Date	May 12, 2026
Instrument	2026.13019

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$71,491 (+30.53%) Land $6,091 Building $65,400	$214,473 (+30.53%) Land $18,273 Building $196,200
2022	Disabled Person's exemption Veteran's exemption	$54,770 Land $5,506 Building $49,264	$164,310 Land $16,518 Building $147,792

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1993–2013)
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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