6207 Eagle Point Cir, Birmingham, AL 35242 Property Records

Shelby County property record for 6207 Eagle Point Cir, Birmingham, AL 35242

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,002 sqft · built 1999
Lot Size	0.351 acres (15,290 sqft)
Owner	2 Individual Names on Record
Last Sale	$577,000 (Feb 2024)
Tax Bill	$2,470 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093070002002035`

Property Details

APN / Parcel Number

Primary APN	`093070002002035`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,002 sqft Heated Area
1st Floor Area	1,964 sqft
Upper Floors Area	1,038 sqft
Basement Area	1,950 sqft
Unfinished Basement	585 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,290 sqft (0.351 acres)
Lot Dimensions	120 ft deep x 132 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6207 EAGLE POINT CIR
City	BIRMINGHAM
State	AL
Zip	35242-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 7 19S 01W NBRHD: 01 EAGLE POINT R-2
Legal Range	01W
Legal Township	19S
Legal Section	07
Legal Subdivision	EAGLE POINT 8TH SECTOR PHASE 1
Legal Lot Number	822
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	2
Census Block	2014
Census Tract	30348

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6207 EAGLE POINT CIR, BIRMINGHAM, AL 35242-4935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAS FIRST FCU
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAS FIRST FCU
Feb 22, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Prior Sale	Jan 27, 1999 · Amount on Record
Deed Document Number	202446110
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	6207 EAGLE POINT CIR, BIRMINGHAM, AL 35242-4935
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060450
Date	Mar 3, 2026
Instrument	20260303000060450

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	6207 EAGLE POINT CIR, BIRMINGHAM, AL 35242-4935
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060450
Date	Mar 3, 2026
Instrument	20260303000060450

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Feb 22, 2024
Property Address	6207 EAGLE POINT CIR, BIRMINGHAM, AL 35242-4935
Document Number	0000046110
Map Reference	MB 24 PG 127A&B
Instrument Date	Feb 21, 2024
Instrument	20240222000046110
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3763 CROSSINGS CRST, BIRMINGHAM, AL 35242-4467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6207 EAGLE POINT CIR, BIRMINGHAM, AL 35242-4935

Mortgage

Document Number	0000046120
Date	Feb 22, 2024
Instrument	20240222000046120

Lender

Name	AMERICA FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,470.00 (-2.02%) Homeowner's exemption
2025	$2,521.00 (+40.06%)	$57,300 (+18.39%)	$573,000 (+18.41%) Land $120,000 Building $453,000
2023	$1,800.00 (+5.39%)	$48,400 (+21.73%)	$483,900 (+21.74%) Land $100,000 Building $383,900
2022	$1,708.00	$39,760	$397,500 Land $85,000 Building $312,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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