6206 Flag Point Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 6206 Flag Point Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,488 sqft · built 2002
Lot Size	0.45 acres (19,623 sqft)
Owner	Company Name on File
Last Sale	$239,900 (Oct 2018)
Tax Bill	$1,673 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122H B 038.03`

Property Details

APN / Parcel Number

Primary APN	`122H B 038.03`
Alternative APN	`0000147804`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,488 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,623 sqft (0.45 acres)
Lot Dimensions	198 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000147804
Street Address	6206 FLAG POINT DR
City	OOLTEWAH
State	TN
Zip	37363-4332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 381 FLAGSTONE SUB UNIT 12 PB53 PG142 OUT OF 122H-B-38 FOR 2002
Legal Subdivision	FLAGSTONE SUBDIVISION UNIT TWELVE
Legal Lot Number	381
Legal Unit	12
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2008
Census Tract	11447

Owner

6206 Flag Point Dr is owned by a company that acquired it in April 2022.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	Company Name on File
Mailing Address	6206 FLAG POINT DR, OOLTEWAH, TN 37363-4332
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jun 22, 2020	Deed of Trust, Mortgage · Conventional with PMI COLTEN MTG
Oct 8, 2018	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2018 · Amount on File
Deed Sale	Oct 8, 2018 · Amount on File
Prior Sale	Nov 7, 2014 · Amount on File
Deed Document Number	201876
Deed Book / Page	11472 / 55
Last Transfer Date	Apr 14, 2022
Transfer Doc	0000000060
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Apr 20, 2022
Property Address	6206 FLAG POINT DR, OOLTEWAH, TN 37363-4332
Document Number	0000000060
Book / Page	12927 / 934
Map Reference	MB 82 PG 142
Instrument Date	Apr 14, 2022
Instrument	2022042000060
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	EQUI TITLE INC, EQUITITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6206 FLAG POINT DR, OOLTEWAH, TN 37363-4332

Mortgage

Document Number	0012927936
Date	Apr 20, 2022
Instrument	12927/936

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6206 FLAG POINT DR, OOLTEWAH, TN 37363-4332
Document Number	0629000346
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6206 FLAG POINT DR OOLTEWAH TN 373634332, OOLTEWAH, TN 37363-4332

Mortgage

Document Number	0629000346
Date	Jun 29, 2020
Book Page	012054/000182
Instrument	200629000346

Lender

Name	COLTEN MTG
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 8, 2018
Property Address	6206 FLAG POINT DR, OOLTEWAH, TN 37363-4332
Document Number	1008000076
Book / Page	011472 / 000055
Instrument Date	Oct 5, 2018
Instrument	181008000076
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$887.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6206 FLAG POINT DR OOLTEWAH TN 373634332, OOLTEWAH, TN 37363-4332

Mortgage

Document Number	1008000077
Date	Oct 8, 2018
Book Page	011472/000057
Instrument	181008000077

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6206 Flag Point Dr was $1,673, up 11.2% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,673.00 (+11.16%)	$110,400 (+64.1%)	$441,600 (+64.1%) Land $20,000 Building $421,600
2024	$1,505.00 (-0.59%)	$67,275 (-)	$269,100 (-) Land $20,000 Building $249,100
2023	$1,514.00	$67,275	$269,100 Land $20,000 Building $249,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6206 Flag Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6206 Flag Point Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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