Howard County property record for 6205 Three Apple Downs, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,836 sqft · built 1996 |
| Lot Size | 0.205 acres (8,941 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,093 (Jun 1996) |
| Tax Bill | $8,351 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-205087 |
| Primary APN | 16-205087 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,836 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,941 sqft (0.205 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 205087 |
|---|---|
| Street Address | 6205 THREE APPLE DOWNS |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-7419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 41 8,941 SQ' 6205 THREE APPLE DOWNS VILLAGE LONGREACH S4 A2 |
| Legal Subdivision | VILLAGE LONGREACH SEC 04 |
| Legal Lot Number | 41 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 606706 |
Source: Howard County assessment roll, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6205 THREE APPLE DOWNS, COLUMBIA, MD 21045-7419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 8, 2021 | Deed of Trust, Mortgage · Line of Credit HOWARD BANK |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Jul 20, 2017 | Deed of Trust, Mortgage · Line of Credit HOWARD BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 12, 1996 · Amount on Record |
| Deed Sale | Jun 12, 1996 · Amount on Record |
| Deed Document Number | 19963149 |
| Deed Book / Page | 3747 / 552 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6205 THREE APPLE DOWNS, COLUMBIA, MD 21045-7419 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6205 THREE APPLE DOWNS 3, 3, COLUMBIA, MD 21045-7419 |
| Document Number | 0222060482 |
|---|---|
| Date | Dec 13, 2023 |
| Book Page | 22206/482 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 6, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6205 THREE APPLE DOWNS, COLUMBIA, MD 21045-7419 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW L |
| Name | Verified Name |
|---|---|
| Address | 6205 THREE APPLE DOWNS, COLUMBIA, MD 21045-7419 |
| Document Number | 0210490085 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 21049/85 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6205 THREE APPLE DOWNS, COLUMBIA, MD 21045-7419 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6205 THREE APPLE DOWNS, COLUMBIA, MD 21045-7419 |
| Document Number | 0203000102 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 20300/102 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6205 THREE APPLE DOWNS, COLUMBIA, MD 21045-7419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BCHH TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0193910404 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 19391/404 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6205 THREE APPLE DOWNS, COLUMBIA, MD 21045-7419 |
| Document Number | 0177290191 |
| Book / Page | 017729 / 000191 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2017 |
| Name | Verified Name |
|---|---|
| Address | 6205 THREE APPLE DOWNS COLUMBIA MD 210457419, COLUMBIA, MD 21045-7419 |
| Document Number | 0177290191 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 017729/000191 |
| Name | HOWARD BK |
|---|---|
| Type | Bank |
| Address | ELLICOTT CITY, MD 21043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $642,500 (+7.88%) Land $232,700 Building $409,800 | $642,500 (-) Land $232,700 Building $409,800 | |
| 2025 | $8,351.00 (+5.08%) Homeowner's exemption | $595,567 (+18.71%) | $642,500 (+28.06%) Land $232,700 Building $409,800 |
| 2024 | $7,947.00 (+49.35%) | ||
| 2023 | $501,700 Land $177,700 Building $324,000 | $501,700 Land $177,700 Building $324,000 | |
| 2022 | $5,321.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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