6205 River Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 6205 River Rd, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,563 sqft · built 1997
Lot Size	0.509 acres (22,172 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,084 (2025)
Deeds & Mortgages	Dec 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`21239900010000`

Property Details

APN / Parcel Number

Primary APN	`21239900010000`
Alternative APNs	`239900010000` `08413421`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,563 sqft Finished Area
Basement Area	2,582 sqft
Finished Basement	436 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,172 sqft (0.509 acres)
Garage Type	Basement
Parking Spaces	5 Parking Spaces
Deck Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08413421
Street Address	6205 RIVER RD
City	PROSPECT
State	KY
Zip	40059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	LOT 1 RIVER CREEK ESTATES SUBDIVISION, SEC. 2, PB. 38, PG. 100, 0.5090 AC +/-
Legal Subdivision	RIVER CREEK
Legal Lot Number	1
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	4
Census Block	4006
Census Tract	7502

Owner

Source: Louisville/Jefferson County Metro Government records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 142, HARRODS CREEK, KY 40027-0142
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 20, 2018
Transfer Doc	0113180281
Record Updated	Oct 29, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON KY
Recording Date	Dec 28, 2018
Property Address	6205 RIVER RD, PROSPECT, KY 40059
Document Number	0113180281
Book / Page	011318 / 000281
Instrument Date	Dec 20, 2018
Instrument	301856
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 142 HARRODS CREEK KY 400270142, HARRODS CREEK, KY 40027-0142

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,084.00 (-4.11%) Homeowner's exemption	$594,290 (-) Land $153,000 Building $441,290
2024			$594,290 (-) Land $153,000 Building $441,290
2023	$6,345.00 (-1.4%) Homeowner's exemption	$594,290 (-) Land $153,000 Building $441,290	$594,290 (-) Land $153,000 Building $441,290
2022	$6,435.00 Homeowner's exemption	$594,290 Land $153,000 Building $441,290	$594,290 Land $153,000 Building $441,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 50 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	205 units insured incl. 155 condo units
Nearby Flood Claims	386 (1978–2025)
Claims Outside the SFHA	44 of 386
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 56 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 30 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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