6205 Ripley Rd, La Plata, MD 20646 Property Records

Charles County property record for 6205 Ripley Rd, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,762 sqft · built 1964
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Oct 2022)
Tax Bill	$5,021 (2023)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-010489`

Property Details

APN / Parcel Number

Primary APN	`10-010489`
Alternative APN	`010489`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,762 sqft Total Area
1st Floor Area	1,762 sqft
Basement Area	1,321 sqft
Finished Basement	1,321 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Mixed
Garage Area	784 sqft
Carport	Carport
Carport Area	540 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	010489
Street Address	6205 RIPLEY RD
City	LA PLATA
State	MD
Zip	20646-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	LOT 10 SEC 1 NELSONS SUB
Legal Subdivision	NELSONS SUB
Legal Lot Number	10
Jurisdiction	CHARLES MD
Township / Civil Division	10, MARBURY
Census Block Group	1
Census Block	1007
Census Tract	850600

Owner

Source: Charles County records, as of October 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6205 RIPLEY RD, LA PLATA, MD 20646-4628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed, Transfer · FHA Mortgage FIRST ALLIANCE HOME MORTGAGE LLC
Jun 28, 2017	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	0012730186
Deed Book / Page	12730 / 186
Record Updated	Jun 7, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Oct 7, 2022
Property Address	6205 RIPLEY RD, LA PLATA, MD 20646-4628
Document Number	0127300186
Book / Page	12730 / 186
Map Reference	LB 8 FO 54
Instrument Date	Sep 30, 2022
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMTS & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6205 RIPLEY RD, LA PLATA, MD 20646-4628

Mortgage

Document Number	0012730192
Date	Oct 7, 2022
Instrument	12730/192

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 28, 2017
Property Address	6205 RIPLEY RD, LA PLATA, MD 20646-4628
Document Number	0098890337
Book / Page	9889 / 337
Map Reference	LB8 FO54
Instrument Date	Jun 15, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	INTERSTATE TITLE & ESCROW LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6205 RIPLEY RD, LA PLATA, MD 20646-4628

Mortgage

Document Number	0009889344
Date	Jun 28, 2017
Instrument	9889/344

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,021.00	$351,967	$365,300 Land $90,800 Building $274,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ripley Rd

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