Frederick County property record for 6205 Payton Way, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,756 sqft · built 2014 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $467,970 (Feb 2014) |
| Tax Bill | $5,565 (2023) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-589966 |
| Primary APN | 23-589966 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,756 sqft Total Area |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,150 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 589966 |
|---|---|
| Street Address | 6205 PAYTON WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21703-2732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 131 7,150 SQ FT LINTON AT BALLENGER |
| Legal Subdivision | LINTON/BALLENGER |
| Legal Lot Number | 131 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 752303 |
6205 Payton Way is owned and occupied by two individuals who bought it in February 2014.
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6205 PAYTON WAY, FREDERICK, MD 21703-2732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NFM LNDG |
| May 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NFM LNDG |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2014 · Amount on File |
| Deed Sale | Feb 21, 2014 · Amount on File |
| Deed Document Number | 0009959407 |
| Deed Book / Page | 9959 / 407 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6205 PAYTON WAY, FREDERICK, MD 21703-2732 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6205 PAYTON WAY, FREDERICK, MD 21703-2732 |
| Document Number | 0166300165 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 16630/165 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6205 PAYTON WAY, FREDERICK, MD 21703-2732 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | HARVEST TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 6205 PAYTON WAY, FREDERICK, MD 21703-2732 |
| Document Number | 0141620134 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 14162/134 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6205 PAYTON WAY, FREDERICK, MD 21703-2732 |
| Document Number | 0136310237 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | PASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 6205 PAYTON WAY FREDERICK MD 217032732, FREDERICK, MD 21703-2732 |
| Document Number | 0136310237 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 013631/000237 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6205 PAYTON WAY, FREDERICK, MD 21703-2732 |
| Document Number | 0129850343 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2019 |
| Title Company | CREEKSIDE TITLE |
| Name | Verified Name |
|---|---|
| Address | 6205 PAYTON WAY FREDERICK MD 217032732, FREDERICK, MD 21703-2732 |
| Document Number | 0129850343 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 012985/000343 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2049 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,565.00 Homeowner's exemption | $467,400 Land $107,100 Building $360,300 | $467,400 Land $107,100 Building $360,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6205 Payton Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6205 Payton Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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