6205 Cliffside Ter, Frederick, MD 21701 Property Records

Frederick County property record for 6205 Cliffside Ter, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	4 ba · 1,524 sqft · built 1994
Lot Size	0.04 acres (1,760 sqft)
Owner	Individual Name on File
Last Sale	$264,000 (Jul 2014)
Tax Bill	$3,609 (2023)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-287426`

Property Details

APN / Parcel Number

Primary APN	`09-287426`
Alternative APNs	`9287426` `287426`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,524 sqft Total Area
1st Floor Area	776 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1994
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,760 sqft (0.04 acres)
Deck Area	301 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	287426
Old Parcel Number	9287426
Street Address	6205 CLIFFSIDE TER
City	FREDERICK
State	MD
Zip	21701-5883
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 299 SEC D3 PLAT 55 - 1760 SQFT SPRING RIDGE PUD
Legal Subdivision	SPRING RDG SEC D3 55
Legal Lot Number	299
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1001
Census Tract	751902

Owner

Source: Frederick County records · APN 09-287426

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6205 CLIFFSIDE TER, FREDERICK, MD 21701-5883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 03, 2014 · Amount on Record
Deed Sale	Jul 03, 2014 · Amount on Record
Prior Sale	Aug 30, 2007 · Amount on Record
Deed Document Number	0101140433
Deed Book / Page	10114 / 0433
Record Updated	Jun 07, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6205 CLIFFSIDE TER, FREDERICK, MD 21701-5883
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6205 CLIFFSIDE TER, FREDERICK, MD 21701-5883

Mortgage

Document Number	0160790085
Date	Aug 11, 2022
Book Page	16079/85

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	263 Months
Due	Jul 01, 2044

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,609.00	$300,467	$316,900 Land $110,000 Building $206,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2018 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Based on FCC filings for 220 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.