6204 Kimball Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 6204 Kimball Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,676 sqft · built 1910
Lot Size	0.398 acres (17,325 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Dec 2007)
Tax Bill	$4,532 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8813-21-226-022`

Property Details

APN / Parcel Number

Primary APN	`8813-21-226-022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,676 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Finished Basement	325 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,325 sqft (0.398 acres)
Lot Dimensions	231 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	98 sqft
Deck Area	236 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6204 KIMBALL AVE
City	WATERLOO
State	IA
Zip	50701-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED WATERLOO WEST N 75 FT S 264 FT E 264 FT NE NE EXC STREET SEC 21 T 88 R 13
Legal Range	13W
Legal Township	88N
Legal Section	21
Legal Subdivision	UNPLATTED WATERLOO WEST
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1046
Census Tract	3001

Owner

6204 Kimball Ave is owned and occupied by an individual who bought it in December 2007.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6204 KIMBALL AVE, WATERLOO, IA 50701-9261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Apr 14, 2026	Deed of Trust · Conventional Mortgage VERIDIAN CREDIT UNION
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2007 · Amount on File
Deed Sale	Dec 4, 2007 · Amount on File
Deed Document Number	20072008011572
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	6204 KIMBALL AVE, WATERLOO, IA 50701-9261
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6204 KIMBALL AVE, WATERLOO, IA 50701-9261

Mortgage

Document Number	0202604178
Date	Mar 31, 2026
Instrument	2026-04178

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 14, 2026
Property Address	6204 KIMBALL AVE, WATERLOO, IA 50701-9261
Document Number	0000005172
Instrument Date	Mar 25, 2026
Instrument	20265172
Record Updated	Apr 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6204 KIMBALL AVE, WATERLOO, IA 50701-9261

Mortgage

Document Number	0000005172,
Date	Apr 14, 2026
Instrument	20265172

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 14, 2026
Property Address	6204 KIMBALL AVE, WATERLOO, IA 50701-9261
Document Number	0202605172
Instrument Date	Mar 25, 2026
Instrument	20265172
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6204 KIMBALL AVE, WATERLOO, IA 50701-9261

Mortgage

Document Number	0000005172,
Date	Apr 14, 2026
Instrument	20265172

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

Interest

Rate	5.98%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	6204 KIMBALL AVE, WATERLOO, IA 50701-9261
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200020997
Date	Apr 29, 2022
Instrument	202200020997

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	6204 KIMBALL AVE, WATERLOO, IA 50701-9261
Transaction Type	Mortgage
Record Updated	Aug 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100002593
Date	Aug 3, 2020
Instrument	202100002593

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 2, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 6204 Kimball Ave was $4,532, up 1.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,532.00 (+1.39%)	$222,060 Land $23,510 Building $198,550	$222,060 Land $23,510 Building $198,550
2024	$4,470.00
2023		$206,040 (+36.26%) Land $23,510 Building $182,530	$206,040 Land $23,510 Building $182,530
2022	$3,320.00	$151,210 Land $23,510 Building $127,700
2021			$151,210 Land $23,510 Building $127,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6204 Kimball Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6204 Kimball Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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