6202 Prospect St, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 6202 Prospect St, Fredericksburg, VA 22407 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,408 sqft · built 1993
Lot Size	0.351 acres (15,300 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (May 2017)
Tax Bill	$3,266 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34G-2-35`

Property Details

APN / Parcel Number

Primary APN	`34G-2-35`
Alternative APN	`034G 2-35`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,408 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	15,300 sqft (0.351 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6202 PROSPECT ST
City	FREDERICKSBURG
State	VA
Zip	22407-8390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX POINT LOT 35 SEC 2
Legal Subdivision	FOX POINT
Legal Lot Number	35
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BATTLEFIELD
Census Block Group	1
Census Block	1008
Census Tract	20309

Owner

Source: Spotsylvania County records · APN 34G-2-35

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6202 PROSPECT ST, FREDERICKSBURG, VA 22407-8390
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 01, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jan 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 12, 2017	Deed with Mortgage, Transfer · Conventional with PMI FIDELITY BK MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	Dec 01, 2010 · Amount on Record
Deed Document Number	20178244
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Recording Date	May 01, 2026
Property Address	6202 PROSPECT ST, FREDERICKSBURG, VA 22407-8390
Document Number	0000006737
Instrument Date	Apr 23, 2026
Instrument	20266737
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6202 PROSPECT ST, FREDERICKSBURG, VA 22407-8390

Mortgage

Document Number	0000006737,
Date	May 01, 2026
Instrument	20266737

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 01, 2066

Interest

Rate	6.38%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	6202 PROSPECT ST, FREDERICKSBURG, VA 22407-8390
Document Number	202100002550
Instrument Date	Jan 23, 2021
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6202 PROSPECT ST FREDERICKSBURG VA 224078390, FREDERICKSBURG, VA 22407-8390

Mortgage

Document Number	202100002550
Date	Jan 28, 2021
Instrument	2550

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	SPOTSYLVANIA VA
Recording Date	May 12, 2017
Property Address	6202 PROSPECT ST, FREDERICKSBURG, VA 22407-8390
Instrument Date	May 11, 2017
Instrument	8244
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6202 PROSPECT ST FREDERICKSBURG VA 224078390, FREDERICKSBURG, VA 22407-8390

Mortgage

Document Number	201700008244
Date	May 12, 2017
Instrument	8244

Lender

Name	FIDELITY BK MTG
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,266.00 (+9.34%)	$443,000 (+8.9%) Land $170,000 Building $273,000
2025	$2,987.00 (+21.42%)	$406,800 (+27.56%) Land $145,000 Building $261,800	$443,000 (+8.9%) Land $170,000 Building $273,000
2024			$406,800 (+27.56%) Land $145,000 Building $261,800
2023	$2,460.00	$318,900 Land $120,000 Building $198,900	$318,900 Land $120,000 Building $198,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511770203091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jan 2017, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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