6201 Cherry St, Panama City, FL 32404 Property Records

Bay County property record for 6201 Cherry St, Panama City, FL 32404

Property Summary

Property TypeMulti-Family Dwellings
Details6 bd · 3 ba · 2,160 sqft · built 1977
Lot Size0.273 acres (11,935 sqft)
OwnerCompany Name on Record
Last Sale$170,000 (Feb 2005)
Tax Bill$2,019 (2025)
Deeds & MortgagesOct 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN06114-020-000

Property Details

APN / Parcel Number

Primary APN06114-020-000

Interior

Bedrooms6 Beds
Full Baths3 Baths
Units6 Units
Stories1 Story
Building Area2,160 sqft Total Area
1st Floor Area3,120 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area11,935 sqft (0.273 acres)
Lot Dimensions146 ft deep x 82 ft wide

Exterior Amenities

PorchPorch
Porch Area40 sqft
FenceFence
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address6201 CHERRY ST
CityPANAMA CITY
StateFL
Zip32404-7976
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal Description7 4S 13W -84.3-131C4 BEG 340' N & 15' E OF SW COR OF SW1/4 OF SE1/4 E 165' S 82.5' W 165'
Legal Range13W
Legal Township04S
Legal Section07
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3025
Census Tract803

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6201 CHERRY ST APT 12, 12, CALLAWAY, FL 32404-7960
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2005 · Amount on Record
Deed SaleFeb 10, 2005 · Amount on Record
Deed Document Number0025622146
Record UpdatedJun 8, 2026

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBAY FL
Property Address6201 CHERRY ST, PANAMA CITY, FL 32404-7976
Document Number0042051347
Instrument DateOct 14, 2019
Transaction TypeMortgage
Record UpdatedJan 7, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6201 CHERRY ST #12 PANAMA CITY FL 324047960, 12, PANAMA CITY, FL 32404-7960

Mortgage

Document Number0042051347
DateDec 27, 2019
Book Page004205/001347
Instrument108833
Lender
NameHANCOCK WHITNEY BK
AddressPANAMA CITY, FL 32405
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityCallaway City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,019.00 (+10.69%)$178,696 (+11.68%) Land $28,586 Building $150,110$178,696 (+11.68%) Land $28,586 Building $150,110
2024$1,824.00 (+6.29%)$160,001 (+5.68%) Land $25,727 Building $134,274$160,001 (+5.68%) Land $25,727 Building $134,274
2023$1,716.00 (+21.7%)$151,396 (+19.08%) Land $23,685 Building $127,711$151,396 (+19.08%) Land $23,685 Building $127,711
2022$1,410.00$127,140 Land $22,052 Building $105,088$127,140 Land $22,052 Building $105,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims8 (2005–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALLAWAY, CITY OF WATER SYSTEM
serves 20,520 people · EPA ID FL1030141
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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