6200 Walnut Ridge Trl, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 6200 Walnut Ridge Trl, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,042 sqft · built 1999
Lot Size	0.78 acres (34,016 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Oct 2020)
Tax Bill	$8,091 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21308202620000`

Property Details

APN / Parcel Number

Primary APN	`21308202620000`
Alternative APNs	`308202620000` `00000568`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,042 sqft Finished Area
Basement Area	1,900 sqft
Finished Basement	1,710 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	34,016 sqft (0.78 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Pool Area	1,005 sqft
Deck Area	240 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000568
Street Address	6200 WALNUT RIDGE TRL
City	PROSPECT
State	KY
Zip	40059-8896
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 262 SUTHERLAND PHASE 15 PB 44 PG 39 0.7809 AC
Legal Subdivision	SUTHERLAND
Legal Phase	15
Legal Lot Number	262
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3005
Census Tract	7502

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6200 WALNUT RIDGE TRL, PROSPECT, KY 40059-8896
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 8, 2020	Warranty Deed, Transfer SIRVA MTG
Jul 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS UNION BK/SHELBYVILLE
Jul 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS UNION BK/SHELBYVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Deed Document Number	0011808614
Deed Book / Page	11808 / 614
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	6200 WALNUT RIDGE TRL, PROSPECT, KY 40059-8896
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6200 WALNUT RIDGE TRL, PROSPECT, KY 40059-8896

Mortgage

Document Number	0000229012
Date	Oct 5, 2022
Book Page	M 18276/520
Instrument	2022229012

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Oct 8, 2020
Property Address	6200 WALNUT RIDGE TRL, PROSPECT, KY 40059-8896
Document Number	0118080614
Book / Page	011808 / 000614
Instrument Date	Oct 5, 2020
Instrument	212244
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	AGENCY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6200 WALNUT RIDGE TRL PROSPECT KY 400598896, PROSPECT, KY 40059-8896

Mortgage

Document Number	168560747
Date	Oct 8, 2020
Book Page	016856/000747
Instrument	212245

Lender

Name	SIRVA MTG
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	6200 WALNUT RIDGE TRL, PROSPECT, KY 40059-8896
Document Number	0151330288
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6200 WALNUT RIDGE TRL PROSPECT KY 400598896, PROSPECT, KY 40059-8896

Mortgage

Document Number	0151330288
Date	Jul 11, 2017
Book Page	015133/000288
Instrument	153847

Lender

Name	CITIZENS UNION BK/SHELBYVILLE
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 10, 2037

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	6200 WALNUT RIDGE TRL, PROSPECT, KY 40059-8896
Document Number	0153130819
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6200 WALNUT RIDGE TRL #TRI PROSPECT KY 400598896, PROSPECT, KY 40059-8896

Mortgage

Document Number	0153130819
Date	Nov 20, 2017
Book Page	015313/000819
Instrument	272487

Lender

Name	CITIZENS UNION BK/SHELBYVILLE
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 19, 2037

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,091.00 (-3.62%)	$725,000 (-) Land $110,000 Building $615,000
2024			$725,000 (-) Land $110,000 Building $615,000
2023	$8,395.00 (-0.34%)	$725,000 (-) Land $110,000 Building $615,000	$725,000 (-) Land $110,000 Building $615,000
2022	$8,424.00	$725,000 Land $110,000 Building $615,000	$725,000 Land $110,000 Building $615,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	55 units insured incl. 12 condo units
Nearby Flood Claims	58 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 12 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, BluegrassNet.

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