6200 Posey St, Frederick, MD 21703 Property Records

Frederick County property record for 6200 Posey St, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3 ba · 2,394 sqft · built 2018
Lot Size0.064 acres (2,788 sqft)
OwnerIndividual Name on Record
Last Sale$482,000 (Apr 2022)
Tax Bill$4,597 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN23-594123

Property Details

APN / Parcel Number

Primary APN23-594123
Alternative APN
  • 594123

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,394 sqft Total Area

Exterior

Year BuiltBuilt 2018
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,788 sqft (0.064 acres)
Garage TypeBuilt-in
Garage Area378 sqft
Parking Spaces1 Parking Space
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number594123
Street Address6200 POSEY ST
CityFREDERICK
StateMD
Zip21703-2955
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 139 2,788 SQ FT JEFFERSON PLACE AT JEFFE
Legal SubdivisionJEFFERSON PLACE/JEFFERSON TECH
Legal Lot Number139
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group1
Census Block1009
Census Tract751004

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6200 POSEY ST, FREDERICK, MD 21703-2955
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HOME LOANS INC
Apr 14, 2022Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Jun 12, 2018Deed, Transfer · ARM
NVR MORTGAGE FINANCE INC
Jan 10, 2018Grant Deed, Transfer
NOT AVAILABLE
Jun 28, 2017Loan Modification, Mortgage
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2022 · Amount on Record
Deed SaleApr 14, 2022 · Amount on Record
Prior SaleJun 12, 2018 · Amount on Record
Deed Document Number0015853303
Deed Book / Page15853 / 303
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6200 POSEY ST, FREDERICK, MD 21703-2955
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanySETTLEMENT MATTERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0145460107
DateFeb 16, 2021
Book Page14546/107
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 14, 2022
Property Address6200 POSEY ST, FREDERICK, MD 21703-2955
Document Number0158530303
Book / Page15853 / 303
Map ReferenceMB 98 PG 24
Instrument DateMar 18, 2022
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyCOVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10086 DUDLEY DR, 10086, IJAMSVILLE, MD 21754-9610

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6200 POSEY ST, FREDERICK, MD 21703-2955

Mortgage

Document Number0015853310
DateApr 14, 2022
Instrument15853/310
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 12, 2018
Property Address6200 POSEY ST, FREDERICK, MD 21703-2955
Document Number0124590137
Book / Page12459 / 0137
Map ReferenceMB98 PG24
Instrument DateMay 29, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$877.54
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address6200 POSEY ST, FREDERICK, MD 21703-2955

Mortgage

Document Number0012459145
DateJun 12, 2018
Instrument12459/145
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJun 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateJun 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate9.25%

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJan 10, 2018
Property Address6200 POSEY ST, FREDERICK, MD 21703-2955
Document Number0122260055
Book / Page012226 / 000055
Instrument DateDec 27, 2017
Transaction TypeTransfer
Record UpdatedMay 7, 2018
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$541.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3919 NATIONAL DR #310 BURTONSVILLE MD 208661180, 310, BURTONSVILLE, MD 20866-1180
InvestorPossibly a Property Investor

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFREDERICK MD
Property Address6200 POSEY ST, FREDERICK, MD 21703-2955
Document Number0119420169
Instrument DateJun 28, 2017
Transaction TypeMortgage
Record UpdatedMay 7, 2018
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,597.00$346,700 Land $95,000 Building $251,700$346,700 Land $95,000 Building $251,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2018)
Most Recent ClaimMay 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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