620 Winterside Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 620 Winterside Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,506 sqft · built 2013
Lot Size	0.163 acres (7,095 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,288 (2025)
Deeds & Mortgages	Aug 2025 Transfer Nov 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`054220-1070`

Property Details

APN / Parcel Number

Primary APN	`054220-1070`
Alternative APN	`U32311997F000075000010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,506 sqft Living Area
Gross Area	3,242 sqft
1st Floor Area	1,679 sqft
Upper Floors Area	827 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,095 sqft (0.163 acres)
Lot Dimensions	124 ft deep x 55.8 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542201070
Street Address	620 WINTERSIDE DR
City	APOLLO BEACH
State	FL
Zip	33572-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PARCELS 21 AND 23 LOT 1 BLOCK 75
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	MIRABAY PARCELS 21 AND 23
Legal Tract	97F
Legal Block	75
Legal Lot Number	1
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2010
Census Tract	14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	620 WINTERSIDE DR, APOLLO BEACH, FL 33572-3403
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 8, 2021	Intrafamily Transfer, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 15, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Sep 18, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021
Deed Sale	Nov 8, 2021
Prior Sale	Sep 18, 2017 · Amount on Record
Deed Document Number	2021568727
Prior Transfer Date	Sep 14, 2021
Prior Transfer Doc	0000568727
Record Updated	Oct 29, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 12, 2025
Property Address	620 WINTERSIDE DR, APOLLO BEACH, FL 33572-3403
Document Number	0000349744
Map Reference	MB 110 PG 261
Instrument Date	Aug 12, 2025
Instrument	2025349744
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 WINTERSIDE DR, APOLLO BEACH, FL 33572-3403

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	620 WINTERSIDE DR, APOLLO BEACH, FL 33572-3403

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 8, 2021
Property Address	620 WINTERSIDE DR, APOLLO BEACH, FL 33572-3403
Document Number	2021568727
Map Reference	MB 110 PG 261
Instrument Date	Sep 14, 2021
Instrument	2021568727
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 WINTERSIDE DR, APOLLO BEACH, FL 33572-3403

Mortgage

Document Number	2021568728
Date	Nov 8, 2021
Instrument	2021568728

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	620 WINTERSIDE DR, APOLLO BEACH, FL 33572-3403
Document Number	0000259622
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 WINTERSIDE DR APOLLO BEACH FL 335723403, APOLLO BEACH, FL 33572-3403

Mortgage

Document Number	0000259622
Date	Jun 24, 2020
Instrument	259622

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 18, 2017
Property Address	620 WINTERSIDE DR, APOLLO BEACH, FL 33572-3403
Document Number	0252351543
Book / Page	025235 / 001543
Instrument Date	Sep 15, 2017
Instrument	364388
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	COMPASS LAND AND TITLE, COMPASS LAND AND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 WINTERSIDE DR APOLLO BEACH FL 335723400, APOLLO BEACH, FL 33572-3400

Mortgage

Document Number	252351547
Date	Sep 18, 2017
Book Page	025235/001547
Instrument	364391

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,998 (+2.7%)	$456,011 (-4.49%) Land $109,741 Building $346,270
2025	$9,288.00 (+7.85%) Homeowner's exemption	$344,691 (+5.99%)	$477,436 (+14.14%) Land $109,741 Building $367,695
2024	$8,612.00 (+2.3%)
2023	$8,418.00 (+4.68%) Homeowner's exemption	$325,220 (+3%)	$418,275 (+1.36%) Land $80,477 Building $337,798
2022	$8,042.00 Homeowner's exemption	$315,748	$412,670 Land $80,477 Building $332,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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