620 Winding River Way, Williamston, MI 48895 Property Records

Ingham County property record for 620 Winding River Way, Williamston, MI 48895

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,432 sqft · built 1995
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Dec 2019)
Tax Bill	$6,539 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-18-03-34-427-038`

Property Details

APN / Parcel Number

Primary APN	`33-18-03-34-427-038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,432 sqft
Flooring	Vinyl Sheet/Linoleum

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	120 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	400 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	620 WINDING RIVER WAY
City	WILLIAMSTON
State	MI
Zip	48895-9011
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1S
Legal Description	UNIT 38 RIVERWOOD CONDOMINIUM INGHAM CO. CONDO. SUB. PLAN NO. 94 NEW DESCR. 11-14-94
Legal Subdivision	RIVERWOOD CONDOMINIUM
Legal Unit	38
Jurisdiction	INGHAM MI
Township / Civil Division	WILLIAMSTON
Census Block Group	1
Census Block	1012
Census Tract	5800

Owner

620 Winding River Way, a condominium, is owned and occupied by an individual who bought it in December 2019.

Source: Ingham County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	620 WINDING RIVER WAY, WILLIAMSTON, MI 48895-9011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Dec 6, 2019	Deed, Transfer · Conventional Mortgage DFCU FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on File
Deed Sale	Dec 6, 2019 · Amount on File
Prior Sale	Aug 10, 2015 · Amount on File
Deed Document Number	201940897
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	620 WINDING RIVER WAY, WILLIAMSTON, MI 48895-9011
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 WINDING RIVER WAY, WILLIAMSTON, MI 48895-9011

Mortgage

Document Number	0000054041
Date	Dec 27, 2021
Instrument	2021-054041

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	INGHAM MI
Recording Date	Dec 6, 2019
Property Address	620 WINDING RIVER WAY, WILLIAMSTON, MI 48895-9011
Document Number	0000040897
Map Reference	LB 1997 PG 1054
Instrument Date	Dec 4, 2019
Instrument	2019-040897
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 WINDING RIVER WAY, 620, WILLIAMSTON, MI 48895-9011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 BEACON LAKE DR APT 2, 2, MASON, MI 48854-1956

Mortgage

Document Number	0000040898
Date	Dec 6, 2019
Instrument	2019-040898

Lender

Name	DFCU FINANCIAL
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 620 Winding River Way was $6,539 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Williamston City
Unified School District	Williamston Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,900 (+10.06%) Land $27,000 Building $111,900	$277,800 (+10.06%) Land $54,000 Building $223,800
2025	$6,539.00 Homeowner's exemption	$126,200 Land $27,000 Building $99,200	$252,400 Land $54,000 Building $198,400
2023		$111,700 Land $24,300 Building $87,400	$223,400 Land $48,600 Building $174,800
2019	$4,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Winding River Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1985–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Winding River Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILLIAMSTON serves 3,917 people · EPA ID MI0007120
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier, Surf Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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