Montgomery County property record for 620 Winchester Rd, Mount Sterling, KY 40353
| Property Type | Commercial |
|---|---|
| Lot Size | 0.969 acres (42,253 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,717 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-30-09-004.01 |
| Primary APN | 23M-30-09-004.01 |
|---|---|
| Alternative APN |
|
| Lot Area | 42,253 sqft (0.969 acres) |
|---|---|
| Terrain | Rolling |
| Account Number | 648001 |
|---|---|
| Street Address | 620 WINCHESTER RD |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1508 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | WINCHESTER RD PARCEL B 0.970 ACS |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 920302 |
Source: Montgomery County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 PARIS ROAD, MOUNT STERLING, KY 40353-9396 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000327324 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,717.00 (+0.82%) | $275,000 (-) | $275,000 (-) |
| 2023 | $2,695.00 | $275,000 | $275,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REID VILLAGE WATER DISTRICT serves 2,545 people · EPA ID KY0870367 |
|---|---|
| Water Source | Purchased surface water from MT STERLING WATER WORKS |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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