Collin County property record for 620 Willow Ridge Cir, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,904 sqft · built 2006 |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,355 (2024) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-8454-00I-0230-1 |
| Primary APN | R-8454-00I-0230-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,904 sqft Living Area |
| Gross Area | 4,534 sqft |
| 2nd Floor Area | 1,228 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 81 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2551366 |
|---|---|
| Street Address | 620 WILLOW RIDGE CIR |
| City | PROSPER |
| State | TX |
| Zip | 75078-8352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW RIDGE PHASE TWO (CPR), BLK I, LOT 23 |
| Legal Subdivision | WILLOW RIDGE PHASE TWO (CPR) |
| Legal Phase | 2 |
| Legal Block | I |
| Legal Lot Number | 23 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30303 |
620 Willow Ridge Cir is owned and occupied by two individuals who acquired it in June 2019.
Source: Collin County records, as of October 23, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 WILLOW RIDGE CIR, PROSPER, TX 75078-8352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2020 | Deed of Trust, Mortgage MID AMERICA MTG |
| Jun 4, 2019 | Warranty Deed, Transfer SUMMIT FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2019 |
| Deed Sale | Jun 4, 2019 |
| Prior Sale | Feb 8, 2007 |
| Deed Document Number | 20190604000637340 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 620 WILLOW RIDGE CIR, PROSPER, TX 75078-8352 |
| Document Number | 0000757830 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | DOCPROBE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 620 WILLOW RIDGE CIR PROSPER TX 750788352, PROSPER, TX 75078-8352 |
| Document Number | 0000757830 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 757830 |
| Name | MID AMERICA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jun 4, 2019 |
| Property Address | 620 WILLOW RIDGE CIR, PROSPER, TX 75078-8352 |
| Document Number | 0000637340 |
| Instrument Date | Jun 3, 2019 |
| Instrument | 637340 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 620 WILLOW RIDGE CIR PROSPER TX 750788352, PROSPER, TX 75078-8352 |
| Document Number | 637350 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 637350 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 3, 2049 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $854,262 Land $290,400 Building $563,862 | $854,262 Land $290,400 Building $563,862 | |
| 2024 | $11,355.00 | ||
| 2023 | $884,933 Land $290,400 Building $594,533 | $884,933 Land $290,400 Building $594,533 | |
| 2022 | $11,198.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Willow Ridge Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 620 Willow Ridge Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Astound Broadband Fiber · Cable in parts of the area | 1,500 / 1,500 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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