620 William St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 620 William St, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,352 sqft · built 1900
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,406 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`301301 223.019-5-17`

Property Details

APN / Parcel Number

Primary APN	`301301 223.019-5-17`
Alternative APNs	`130122301900050170000000` `301301 223.019-0005-017` `41750 05`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Living Area
1st Floor Area	1,365 sqft
2nd Floor Area	987 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Lot Width	100 ft Width

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	41750 05
Street Address	620 WILLIAM ST
City	ROME
State	NY
Zip	13440-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	H&L&B 50X150
Legal Block	5
Legal Lot Number	17.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	1
Census Block	1011
Census Tract	22100

Owner

620 William St, a single family home, is owned by two individuals.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 W OAK ST, ROME, NY 13440-2322
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Grant Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU
Dec 20, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Apr 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit NBT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ONEIDA NY
Recording Date	Nov 21, 2019
Property Address	620 WILLIAM ST, ROME, NY 13440-3112
Document Number	0000016331
Instrument Date	Nov 18, 2019
Instrument	16331
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6132 MUCK RD ROME NY 134401612, ROME, NY 13440-1612

Mortgage

Document Number	16332
Date	Nov 21, 2019
Instrument	16332

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	620 WILLIAM ST, ROME, NY 13440-3112
Document Number	0000018797
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	620 WILLIAM ST ROME NY 134403112, ROME, NY 13440-3112

Mortgage

Document Number	0000018797
Date	Dec 31, 2018
Instrument	18797

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 30, 2033

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONEIDA NY
Recording Date	Apr 26, 2018
Property Address	620 WILLIAM ST, ROME, NY 13440-3112
Document Number	0000005424
Instrument Date	Mar 16, 2018
Instrument	5424
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$6.40
Amount Accuracy	Confirmed
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 WILLIAM ST ROME NY 134403112, ROME, NY 13440-3112

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	620 WILLIAM ST, ROME, NY 13440-3112
Document Number	0000018930
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 WILLIAM ST ROME NY 134403112, ROME, NY 13440-3112

Mortgage

Document Number	0000018930
Date	Dec 13, 2017
Instrument	18930

Lender

Name	NBT BK
Type	Bank
Address	ROME, NY 13440

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 620 William St was $3,406.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,406.00
2025		$72,500 Land $14,500 Building $58,000	$170,588 Land $34,118 Building $136,470
2023		$72,500 (-) Land $14,500 Building $58,000	$159,762 (+17.92%) Land $31,952 Building $127,810
2022	$4,129.00 Homeowner's exemption Veteran's exemption	$72,500 Land $14,500 Building $58,000	$135,489 Land $27,098 Building $108,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 William St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1979–2004)
Claims Outside the SFHA	2 of 9
Most Recent Claim	May 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 William St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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