St. Clair County property record for 620 West Ct, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,960 sqft · built 1998 |
| Lot Size | 0.329 acres (14,331 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Apr 2021) |
| Tax Bill | $7,619 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-614-0015-000 |
| Primary APN | 74-07-614-0015-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 2,960 sqft Living Area |
| 1st Floor Area | 2,085 sqft |
| Basement Area | 1,749 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 14,331 sqft (0.329 acres) |
| Lot Depth | 163 ft Depth |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 620 WEST CT |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 LOW DE |
| Legal Description | LOT 15 PARKVIEW SUBDIVISION |
| Legal Subdivision | PARKVIEW |
| Legal Lot Number | 15 |
| Legal Unit | 15 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 642000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 WEST CT, SAINT CLAIR, MI 48079-5566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Apr 7, 2021 | Warranty Deed, Transfer |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Jun 11, 2018 | Warranty Deed, Transfer · Conventional with PMI USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2021 · Amount on Record |
| Deed Sale | Apr 7, 2021 · Amount on Record |
| Prior Sale | Jun 11, 2018 · Amount on Record |
| Deed Document Number | 202110292 |
| Deed Book / Page | 5347 / 242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 620 WEST CT, SAINT CLAIR, MI 48079-5566 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Title Company | HURON TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 32802 W HAVERFORD DR, FRANKLIN, MI 48025-1627 |
| Document Number | 5342885 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 5342/885 |
| Instrument | 2021009151 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 7, 2021 |
| Property Address | 620 WEST CT, SAINT CLAIR, MI 48079-5566 |
| Document Number | 0005347242 |
| Book / Page | 5347 / 242 |
| Map Reference | LB 96 PG 19&20 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2021010292 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 WEST CT, 620, SAINT CLAIR, MI 48079-5566 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 32802 W HAVERFORD DR, FRANKLIN, MI 48025-1627 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 620 WEST CT, SAINT CLAIR, MI 48079-5566 |
| Document Number | 0052010376 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 620 WEST CT ST CLAIR MI 480795566, ST CLAIR, MI 48079-5566 |
| Document Number | 0052010376 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 005201/000376 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 11, 2018 |
| Property Address | 620 WEST CT, SAINT CLAIR, MI 48079-5566 |
| Document Number | 0049540204 |
| Book / Page | 004954 / 000204 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4613 BUCKINGHAM DR PORT HURON MI 480607204, PORT HURON, MI 48060-7204 |
| Document Number | 49540205 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 004954/000205 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2048 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,700 (+1.61%) | $467,400 (+1.61%) | |
| 2025 | $7,619.00 (+2.49%) Homeowner's exemption | $230,000 (+20.73%) | |
| 2024 | $7,434.00 (+8.73%) | $460,000 (+20.73%) | |
| 2023 | $190,500 | ||
| 2022 | $6,837.00 | $381,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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