Cook County property record for 620 Waverly Dr, Apt C, Elgin, IL 60120
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 800 sqft · built 1990 |
| Lot Size | 5.28 acres (230,369 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (May 2021) |
| Tax Bill | $4,219 (2023) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Feb 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-313-045-1003 |
| Primary APN | 06-07-313-045-1003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Units | 8 Units |
| Building Area | 800 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Lot Area | 230,369 sqft |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 620 WAVERLY DR, C |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4090 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | U620-C WAVERLY COMMONS CONDO S1/2 S 7 T41N R09E |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | WAVERLY COMMONS CONDOMINIUM |
| Legal Lot Number | 1,2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 804403 |
620 Waverly Dr, Apt C is owned and occupied by an individual who bought it in May 2021.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 WAVERLY DR, C, ELGIN, IL 60120-4090 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 22, 2021 | Transfer on Death Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE |
| Jun 15, 2018 | Deed of Trust, Mortgage · Line of Credit BELMONT BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2021 · Amount on File |
| Deed Sale | May 5, 2021 · Amount on File |
| Prior Sale | Oct 12, 2016 · Amount on File |
| Deed Document Number | 202146051 |
| Prior Transfer Date | Feb 1, 2021 |
| Prior Transfer Doc | 0000055337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 5, 2021 |
| Property Address | 620 WAVERLY DR APT C, C, ELGIN, IL 60120-4090 |
| Document Number | 0012546051 |
| Map Reference | DOC 25723114 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2112546051 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 WAVERLY DR, 620, ELGIN, IL 60120-4090 |
| Name | Verified Name |
|---|---|
| Address | 620 WAVERLY DR APT C, C, ELGIN, IL 60120-4090 |
| Document Number | 0012546052 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 2112546052 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 22, 2021 |
| Property Address | 620 WAVERLY DR APT C, C, ELGIN, IL 60120-4090 |
| Document Number | 0005355337 |
| Map Reference | DOC 25723114 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 2105355337 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 WAVERLY DR # 2, 620, ELGIN, IL 60120-4090 |
| Name | Verified Name |
|---|---|
| Address | 1115 N WHITE FENCE LN, ADDISON, IL 60101-1147 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 620 WAVERLY DR APT C, C, ELGIN, IL 60120-4090 |
| Document Number | 1818306038 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 620 WAVERLY DR #C ELGIN IL 601204090, C, ELGIN, IL 60120-4090 |
| Document Number | 1818306038 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 18306038 |
| Name | BELMONT BK&TR |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jul 1, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.45% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,910 Land $2,431 Building $16,479 | $189,100 Land $24,310 Building $164,790 | |
| 2023 | $4,219.00 (+2.93%) | ||
| 2022 | $4,099.00 | $14,656 Land $2,256 Building $12,400 | $146,560 Land $22,560 Building $124,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 620 Waverly Dr, Apt C in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 620 Waverly Dr, Apt C has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures