620 Walnut St, Humboldt, IL 61931 Property Records

Coles County property record for 620 Walnut St, Humboldt, IL 61931

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,834 sqft · built 1972
Lot Size	0.226 acres (9,840 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Jun 2021)
Tax Bill	$2,306 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-0-02226-000`

Property Details

APN / Parcel Number

Primary APN	`04-0-02226-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,834 sqft Base Area
1st Floor Area	1,834 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Lot Area	9,840 sqft (0.226 acres)
Lot Dimensions	123 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft

Location & Zoning

Street Address	620 WALNUT ST
City	HUMBOLDT
State	IL
Zip	61931-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOYER, HOMANN 2ND ADDITION LOTS 23 & 24
Legal Subdivision	BOYER, HOMANN 2ND ADDITION
Legal Lot Number	23-24
Jurisdiction	COLES IL
Township / Civil Division	HUMBOLDT
Census Block Group	2
Census Block	2027
Census Tract	100

Owner

Source: Coles County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	620 WALNUT ST, HUMBOLDT, IL 61931-9768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit FIRST MID BANK & TRUST NA
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Aug 9, 2012 · Amount on File
Deed Document Number	2021795575
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	620 WALNUT ST, HUMBOLDT, IL 61931-9768
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 WALNUT ST, HUMBOLDT, IL 61931-9768

Mortgage

Document Number	202400810888
Date	Feb 27, 2024
Instrument	202400810888

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 20, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jun 29, 2021
Property Address	620 WALNUT ST, HUMBOLDT, IL 61931-9768
Document Number	202100795575
Instrument Date	Jun 28, 2021
Instrument	202100795575
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 275, HUMBOLDT, IL 61931-0275

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 WALNUT ST, HUMBOLDT, IL 61931-9768

Mortgage

Document Number	202100795576
Date	Jun 29, 2021
Instrument	202100795576

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Humboldt Township
Municipality	Humboldt Village
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,306.00 (+11.78%)	$40,734 (+13.85%) Land $3,584 Building $37,150	$122,202 (+13.85%) Land $10,752 Building $111,450
2023		$35,779 Land $3,148 Building $32,631	$107,337 Land $9,444 Building $97,893
2020	$2,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUMBOLDT serves 361 people · EPA ID IL0290150
Water Source	Purchased surface water from MATTOON
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Mediacom Xtream Cable	1,000 / 50
Fidium Fiber DSL	400 / 70
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Shawnee Communications.

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