620 Wallace Ave, Peru, IN 46970 Property Records

Miami County property record for 620 Wallace Ave, Peru, IN 46970

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,624 sqft · built 1990
Lot Size	0.133 acres (5,808 sqft)
Owner	Individual Name on File
Last Sale	$28,000 (Apr 2018)
Tax Bill	$1,441 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-02029-00`

Property Details

APN / Parcel Number

Primary APN	`023-02029-00`
Alternative APNs	`52-08-34-106-131.000-022` `00790522447`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	5,808 sqft (0.133 acres)
Lot Dimensions	44 ft deep x 132 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00790522447
Street Address	620 WALLACE AVE
City	PERU
State	IN
Zip	46970-2885
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	023-02029-00 WALLACE HEIGHTS AD LOT 114 47 020 02900
Legal Subdivision	SOUTH HALF OF CRUME AVENUE
Legal Lot Number	114
Jurisdiction	MIAMI IN
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2000
Census Tract	952500

Owner

620 Wallace Ave, a mobile home, is owned and occupied by an individual who bought it in April 2018.

Source: Miami County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	620 WALLACE AVE, PERU, IN 46970-2885
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK
Apr 17, 2018	Warranty Deed, Transfer · Commercial Mortgage CROSSROADS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2018 · Amount on File
Deed Sale	Apr 17, 2018 · Amount on File
Deed Document Number	2018521488
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	620 WALLACE AVE, PERU, IN 46970-2885
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220522955
Date	Jun 27, 2022
Instrument	20220522955

Lender

Name	CROSSROADS BANK
Type	Bank
Address	PERU, IN 46970

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Apr 17, 2018
Property Address	620 WALLACE AVE, PERU, IN 46970-2885
Document Number	20180521488
Instrument Date	Apr 16, 2018
Instrument	20180521488
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 WALLACE AVE, PERU, IN 46970-2885

Mortgage

Document Number	20180521489
Date	Apr 17, 2018
Instrument	20180521489

Lender

Name	CROSSROADS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 620 Wallace Ave was $1,441 with a homeowner's exemption, up 90.9% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Washington Township
Municipality	Peru City
Unified School District	Maconaquah School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,441.00 (+90.86%) Homeowner's exemption	$159,700 Land $4,900 Building $154,800	$159,700 Land $4,900 Building $154,800
2024	$755.00 (+16.87%)
2023	$646.00 (+45.82%)	$76,500 Land $4,900 Building $71,600	$76,500 Land $4,900 Building $71,600
2022	$443.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Wallace Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1982–1998)
Most Recent Claim	Jul 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Wallace Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Skyewaves Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Verizon.

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