620 W Utopia Rd, Phoenix, AZ 85027 Property Records

Maricopa County property record for 620 W Utopia Rd, Phoenix, AZ 85027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 1981
Lot Size	0.207 acres (9,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Dec 2021)
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Nov 2023 Transfer Dec 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`209-12-013`

Property Details

APN / Parcel Number

Primary APN	`209-12-013`
Alternative APN	`209120138`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Block
Roof Material	Asphalt
Lot Area	9,013 sqft (0.207 acres)
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 W UTOPIA RD
City	PHOENIX
State	AZ
Zip	85027-4734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	DESERT VALLEY ESTATES 7 MCR 190-25
Legal Subdivision	DESERT VALLEY ESTATES 7
Legal Lot Number	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2018
Census Tract	616700

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 W UTOPIA RD, PHOENIX, AZ 85027-4734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Intrafamily Transfer, Transfer
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERGENE H TRAGER
Mar 4, 2020	Warranty Deed, Transfer · Conventional with PMI KAYAK CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	20211385391
Prior Transfer Date	Oct 19, 1995
Prior Transfer Doc	0000805951
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 8, 2023
Property Address	620 W UTOPIA RD, PHOENIX, AZ 85027-4734
Document Number	0000579022
Map Reference	MB 190 PG 25
Instrument Date	Nov 6, 2023
Instrument	20230579022
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 W UTOPIA RD, PHOENIX, AZ 85027-4734

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 30, 2021
Property Address	620 W UTOPIA RD, PHOENIX, AZ 85027-4734
Document Number	0001385391
Map Reference	MB 190 PG 25
Instrument Date	Dec 2, 2021
Instrument	20211385391
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2253, SUN CITY, AZ 85372-2253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 W UTOPIA RD, PHOENIX, AZ 85027-4734

Mortgage

Document Number	0001385392
Date	Dec 30, 2021
Instrument	20211385392

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 4, 2020
Property Address	620 W UTOPIA RD, PHOENIX, AZ 85027-4734
Document Number	0000830790
Map Reference	MB 190 PG 25
Instrument Date	Aug 11, 2020
Instrument	20200830790
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11225 N 28TH DR # DRD102, 11225, PHOENIX, AZ 85029-5606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E VILLA THERESA DR, PHOENIX, AZ 85022-1048

Mortgage

Document Number	0000830791
Date	Sep 4, 2020
Instrument	20200830791

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	620 W UTOPIA RD, PHOENIX, AZ 85027-4734
Document Number	0000361099
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 82131 PHOENIX AZ 850712131, PHOENIX, AZ 85071-2131

Mortgage

Document Number	0000361099
Date	Apr 28, 2020
Instrument	361099

Lender

Name	VERGENE H TRAGER
Address	6868 N 7TH AVE # 205, PHOENIX, AZ 85013-1150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 4, 2020
Property Address	620 W UTOPIA RD, PHOENIX, AZ 85027-4734
Document Number	0000190512
Instrument Date	Feb 24, 2020
Instrument	190512
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 82132 PHOENIX AZ 850712132, PHOENIX, AZ 85071-2132

Mortgage

Document Number	190513
Date	Mar 4, 2020
Instrument	190513

Lender

Name	KAYAK CAP
Type	Funding / Finance Company
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,110 (+150.89%)	$361,100 (+4.03%) Land $72,200 Building $288,900
2025	$1,246.00 (+5.06%)	$14,393 (-60.14%)	$347,100 (-3.88%) Land $69,400 Building $277,700
2024		$36,110 (+19.65%)	$361,100 (+19.65%) Land $72,200 Building $288,900
2023	$1,186.00 (+0.94%)	$30,180 Land $6,030 Building $24,150	$301,800 Land $60,300 Building $241,500
2022	$1,175.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Sep 1984 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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