620 W Thomas St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 620 W Thomas St, Rome, NY 13440

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,119 sqft · built 1914
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Dec 2015)
Tax Bill	$1,729 (2026)
Deeds & Mortgages	Apr 2024 Refinance Aug 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`301301 223.018-3-97`

Property Details

APN / Parcel Number

Primary APN	`301301 223.018-3-97`
Alternative APNs	`130122301800030970000000` `301301 223.018-0003-097` `33420 04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,119 sqft Total Area
1st Floor Area	1,336 sqft
2nd Floor Area	567 sqft
Upper Floors Area	216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Width	77.6 ft Width
Garage Type	Detached
Garage Area	266 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	513 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	33420 04
Street Address	620 W THOMAS ST
City	ROME
State	NY
Zip	13440-3133
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	H & L 40 X 167
Legal Block	3
Legal Lot Number	97.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	1
Census Block	1017
Census Tract	22100

Owner

620 W Thomas St, a duplex, is owned by an individual who bought it in December 2015.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5 CRESCENT ST, PEPPERELL, MA 01463-1506
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance PRIME LENDING INC
Aug 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISTAR FINANCIAL CORPORATION
Dec 5, 2019	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2015 · Amount on File
Deed Sale	Dec 8, 2015 · Amount on File
Prior Sale	Jun 17, 2015
Deed Book / Page	2015 / 18158
Prior Transfer Date	Mar 17, 2015
Prior Transfer Doc	2015004534
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	620 W THOMAS ST, ROME, NY 13440-3133
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003584
Date	Apr 1, 2024
Instrument	2024-003584

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	620 W THOMAS ST, ROME, NY 13440-3133
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012865
Date	Aug 11, 2022
Instrument	2022-012865

Lender

Name	AMERISTAR FINANCIAL CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ONEIDA NY
Recording Date	Dec 5, 2019
Property Address	620 W THOMAS ST, ROME, NY 13440-3133
Document Number	0000016965
Instrument Date	Nov 27, 2019
Instrument	16965
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6737 GREENWAY NEW LONDON RD VERONA NY 134782706, VERONA, NY 13478-2706

Tax Assessment & Valuation

The 2026 property tax bill for 620 W Thomas St was $1,729.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,729.00
2025		$36,800 (-) Land $5,000 Building $31,800	$86,588 (+6.75%) Land $11,765 Building $74,823
2024		$36,800 (-) Land $5,000 Building $31,800	$81,111 (+0.02%) Land $11,021 Building $70,090
2023		$36,800 (-) Land $5,000 Building $31,800	$81,093 (+17.92%) Land $11,018 Building $70,075
2022	$3,993.00	$36,800 Land $5,000 Building $31,800	$68,772 Land $9,344 Building $59,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 W Thomas St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1979–2004)
Claims Outside the SFHA	2 of 9
Most Recent Claim	May 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 W Thomas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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