Macoupin County property record for 620 W Mill St, Girard, IL 62640
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.217 acres (9,438 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Oct 2009) |
| Tax Bill | $2,730 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| APN | 04-32-201-003 |
| Primary APN | 04-32-201-003 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,438 sqft (0.217 acres) |
|---|---|
| Lot Dimensions | 132 ft deep x 71.5 ft wide |
| Street Address | 620 W MILL ST |
|---|---|
| City | GIRARD |
| State | IL |
| Zip | 62640-1030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 1/3 OF W 1/2 OUT LOTS LOT 1 O P GIRARD 71.5 X 132 04-32-201-003 |
| Legal Lot Number | 1 |
| Jurisdiction | MACOUPIN IL |
| Township / Civil Division | GIRARD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 956100 |
Source: Macoupin County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 W MILL ST, GIRARD, IL 62640-1030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2009 · Amount on Record |
| Deed Sale | Oct 1, 2009 · Amount on Record |
| Deed Document Number | 2009496758 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOUPIN IL |
| Property Address | 620 W MILL ST, GIRARD, IL 62640-1030 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Name | Verified Name |
|---|
| Document Number | 581884 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 581884 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2030 |
| Rate Type | Fixed Rate |
|---|
Source: Macoupin County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macoupin County |
| County Subdivision | Girard Township |
| Municipality | Girard City |
| Unified School District | North Mac Community Unit School District 34 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,730.00 (+4.48%) | $39,692 (+7%) Land $3,109 Building $36,583 | $119,076 (+7%) Land $9,327 Building $109,749 |
| 2024 | $2,613.00 (+11.43%) | $37,096 (+15.56%) Land $2,906 Building $34,190 | $111,288 (+15.56%) Land $8,718 Building $102,570 |
| 2022 | $2,345.00 Homeowner's exemption | $32,101 Land $2,515 Building $29,586 | $96,303 Land $7,545 Building $88,758 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIRARD serves 1,885 people · EPA ID IL1170450 |
|---|---|
| Water Source | Purchased surface water from OTTER LAKE WATER COMMISSION |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Royell Communications Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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