Cherokee County property record for 620 W Locust St, Cherokee, IA 51012
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 756 sqft · built 1915 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $7,000 (Jun 2011) |
| Tax Bill | $486 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0734127020 |
| Primary APN | 0734127020 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 756 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Porch | Porch |
| Porch Area | 108 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 620 W LOCUST ST |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E40' LOT 7 & W5' LOT 8 BLK 24 BLAIRS ADD 6355 |
| Legal Subdivision | BLAIRS ADD |
| Legal Block | 24 |
| Legal Lot Number | 7,8 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 80102 |
620 W Locust St is owned by two individuals who bought it in June 2011.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 205 S 7TH ST, CHEROKEE, IA 51012-1649 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2011 · Amount on File |
| Deed Sale | Jun 16, 2011 · Amount on File |
| Deed Document Number | 2011951 |
| Deed Book / Page | 2011 / 951 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 620 W Locust St was $486.
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486.00 | $32,790 (-) Land $7,650 Building $25,140 | $32,790 (-) Land $7,650 Building $25,140 |
| 2025 | $32,790 Land $7,650 Building $25,140 | $32,790 Land $7,650 Building $25,140 | |
| 2024 | $490.00 | ||
| 2023 | $29,530 (+23.71%) Land $7,650 Building $21,880 | $29,530 Land $7,650 Building $21,880 | |
| 2022 | $454.00 | $23,870 Land $5,740 Building $18,130 | |
| 2021 | $23,870 Land $5,740 Building $18,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 W Locust St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2010–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 W Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | CHEROKEE WATER SUPPLY - PLANT 1 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Northwest Communications Fixed Wireless | 100 / 20 |
May also be available: C-M-L Telephone Cooperative Association, Nextlink, T-Mobile, Verizon.
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