620 W Lafayette St, Ottawa, IL 61350 Property Records

LaSalle County property record for 620 W Lafayette St, Ottawa, IL 61350

Property Summary

Property Type	Commercial
Details	4,860 sqft · built 1979
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$235,000 (Sep 2019)
Tax Bill	$8,083 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-11-123-020`

Property Details

APN / Parcel Number

Primary APN	`21-11-123-020`
Alternative APN	`18-11-135-013`

Interior

Building Area	4,860 sqft Total Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	620 W LAFAYETTE ST
City	OTTAWA
State	IL
Zip	61350-2738
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	STATES ADD, LT 13 & E60.20' LT 14 BLK 50 SEC 11-33-3
Legal Range	03
Legal Township	33
Legal Section	11
Legal Subdivision	STATES ADD
Legal Block	50
Legal Lot Number	13-14
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	3
Census Block	3008
Census Tract	962700

Owner

620 W Lafayette St, a commercial property, is owned by a company that bought it in September 2019.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	Company Name on File
Mailing Address	620 W LAFAYETTE ST, OTTAWA, IL 61350-2738
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OTTAWA
Sep 3, 2019	Warranty Deed, Transfer · Commercial Mortgage PERU FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Deed Document Number	201911147
Prior Transfer Date	Aug 29, 2019
Prior Transfer Doc	0201911147
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	620 W LAFAYETTE ST, OTTAWA, IL 61350-2738
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201814147
Date	Oct 19, 2018
Instrument	201814147

Lender

Name	FIRST NATIONAL BANK OTTAWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Sep 3, 2019
Property Address	620 W LAFAYETTE ST, OTTAWA, IL 61350-2738
Document Number	0201911147
Instrument Date	Aug 29, 2019
Instrument	201911147
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 W LAFAYETTE ST, OTTAWA, IL 61350-2738

Mortgage

Document Number	0201911148
Date	Sep 3, 2019
Instrument	201911148

Lender

Name	PERU FSB

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 620 W Lafayette St was $8,083, down 2.6% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,083.00 (-2.59%)	$80,579 (-) Land $4,739 Building $75,840	$241,737 (-) Land $14,217 Building $227,520
2024	$8,298.00	$80,579 (-) Land $4,739 Building $75,840	$241,737 (-) Land $14,217 Building $227,520
2023		$80,579 Land $4,739 Building $75,840	$241,737 Land $14,217 Building $227,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 W Lafayette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 620 W Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Verizon.

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