San Diego County property record for 620 W Bluff Ct, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 3,967 sqft Living Area |
| Lot Size | 10,847 sqft (0.249 acres) |
| Last Sale | $1,625,000 (2017) |
| Tax Bill | $22,338.00 (2025) |
| Primary APN | 257-521-05-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,967 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 10,847 sqft (0.249 acres) |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 620 W BLUFF CT |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-5836 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 53 TR 013499 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 013499 |
| Legal Block | 2 |
| Legal Lot Number | 53 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 17605 |
Source: San Diego County records · APN 257-521-05-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10996 TORREYANA RD, 250, SAN DIEGO, CA 92121-1161 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 21, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 30, 2017 | Grant Deed, Transfer · Adjustable Rate Mortgage (ARM) WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on Record |
| Deed Sale | Nov 30, 2017 · Amount on Record |
| Prior Sale | Nov 17, 2004 · Amount on Record |
| Deed Doc Number | 2017555699 |
| Prior Transfer Date | Nov 27, 2006 |
| Prior Transfer Doc | 0000101113 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 620 W BLUFF CT, ENCINITAS, CA 92024-5836 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 620 W BLUFF CT, ENCINITAS, CA 92024-5836 |
| Document Number | 0000133917 |
|---|---|
| Date | May 21, 2025 |
| Instrument | 2025-0133917 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 620 W BLUFF CT, ENCINITAS, CA 92024-5836 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 620 W BLUFF CT, ENCINITAS, CA 92024-5836 |
| Document Number | 0000249477 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 2021-0249477 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Apr 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.87% |
| Index | 10-Year TN |
| Max Rate | 7.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 30, 2017 |
| Property Address | 620 W BLUFF CT, ENCINITAS, CA 92024-5836 |
| Document Number | 0000555699 |
| Map Reference | MAP13499 |
| Instrument Date | Nov 03, 2017 |
| Instrument | 2017-0555699 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 10996 TORREYANA RD STE 250, 250, SAN DIEGO, CA 92121-1161 |
| Document Number | 0000555700 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 2017-0555700 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Dec 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,954,216 (+2%) Land $1,160,583 Building $793,633 | |
| 2025 | $22,338.00 (+5.93%) | $1,915,899 (+4.04%) Land $1,137,827 Building $778,072 |
| 2023 | $21,087.00 (+2.17%) | $1,841,504 Land $1,093,645 Building $747,859 |
| 2022 | $20,640.00 |
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