620 W 9th St, Rincon, GA 31326 Property Records

Effingham County property record for 620 W 9th St, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,261 sqft · built 2023
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jul 2025)
Tax Bill	$619 (2022)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R2140005000`

Property Details

APN / Parcel Number

Primary APN	`R2140005000`
Alternative APNs	`R2140005` `23378`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,261 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	36,590 sqft (0.84 acres)
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23378
Street Address	620 W 9TH ST
City	RINCON
State	GA
Zip	31326-9106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	.84 AC
Legal Subdivision	RINCON
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2032
Census Tract	30306

Owner

620 W 9th St is owned and occupied by an individual who bought it in July 2025.

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	620 W 9TH ST, RINCON, GA 31326-9106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed of Trust, Mortgage CHATHAM REAL ESTATE LENDING
Jul 7, 2025	Warranty Deed, Transfer · Conventional Mortgage NFM HOME LENDING
Aug 31, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage NEW AMERICA FUNDING
Jan 15, 2020	Warranty Deed, Construction Loan

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2025 · Amount on File
Deed Sale	Jul 7, 2025 · Amount on File
Prior Sale	Aug 31, 2023 · Amount on File
Deed Book / Page	2982 / 496
Prior Transfer Date	Jan 15, 2020
Prior Transfer Doc	002571/255
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	620 W 9TH ST, RINCON, GA 31326-9106
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 W 9TH ST

Mortgage

Document Number	0000002823/0000000723
Date	Dec 16, 2022
Book Page	0000002823/0000000723
Instrument	012107

Lender

Name	CHATHAM REAL ESTATE LENDING

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2024

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 7, 2025
Property Address	620 W 9TH ST, RINCON, GA 31326-9106
Document Number	002982/496
Book / Page	2982 / 496
Instrument Date	Jul 2, 2025
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 W 9TH ST, RINCON, GA 31326-9106

Mortgage

Document Number	0002982498
Date	Jul 7, 2025
Instrument	2982/498

Lender

Name	NFM HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2055

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 31, 2023
Property Address	620 W 9TH ST, RINCON, GA 31326-9106
Document Number	002868/810
Book / Page	2868 / 810
Instrument Date	Aug 29, 2023
Instrument	D2023007297
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 W 9TH ST, RINCON, GA 31326-9106

Mortgage

Document Number	0000002868/0000000812
Date	Aug 31, 2023
Book Page	0000002868/0000000812
Instrument	D2023007298

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 15, 2020
Property Address	620 W 9TH ST, RINCON, GA 31326-9106
Document Number	002571/255
Book / Page	2571 / 255
Instrument Date	Jan 15, 2020
Instrument	2020-000271
Transaction Type	Construction Loan
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 WILMINGTON ISLAND RD, SAVANNAH, GA 31410-4511

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,816 (+2.85%) Land $29,674 Building $92,142	$304,539 (+2.85%) Land $74,184 Building $230,355
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$118,437 Land $26,880 Building $91,557	$296,093 Land $67,200 Building $228,893
2022	$619.00	$23,520 Land $23,520	$58,800 Land $58,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 620 W 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 W 9th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, T-Mobile.

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