Black Hawk County property record for 620 W 7th St, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1923 |
| Lot Size | 0.062 acres (2,700 sqft) |
| Owner | Company Name on File |
| Last Sale | $58,000 (Oct 2025) |
| Tax Bill | $1,052 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jun 2025 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-426-008 |
| Primary APN | 8913-26-426-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 2,700 sqft (0.062 acres) |
| Lot Dimensions | 60 ft deep x 45 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 620 W 7TH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOES ADDITION NE 45 FT SW 100 FT LOT 10 BLK 13 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | DOES ADDITION |
| Legal Block | 13 |
| Legal Lot Number | 10 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 200 |
620 W 7th St is owned by a company that bought it in October 2025 and is owner-occupied.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 919 W PARKER ST, WATERLOO, IA 50703-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Line of Credit PEOPLES SAVINGS BANK |
| Jun 30, 2025 | Legal Action/Court Order, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on File |
| Deed Sale | Oct 20, 2025 · Amount on File |
| Prior Sale | Jun 20, 2025 · Amount on File |
| Deed Document Number | 202515346 |
| Prior Transfer Date | Jun 18, 2025 |
| Prior Transfer Doc | 0202509289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 620 W 7TH ST, WATERLOO, IA 50702-1512 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 919 W PARKER ST, WATERLOO, IA 50703-2104 |
| Document Number | 0202515347 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 2025-15347 |
| Name | PEOPLES SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 414 N ADAMS ST, WELLSBURG, IA 50680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 18, 2030 |
| Change Frequency | Monthly |
|---|
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 30, 2025 |
| Property Address | 620 W 7TH ST, WATERLOO, IA 50702-1512 |
| Document Number | 0202509289 |
| Instrument Date | Jun 18, 2025 |
| Instrument | 2025-09289 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10011 FOX RD, JESUP, IA 50648-9634 |
The 2025 property tax bill for 620 W 7th St was $1,052 with a homeowner's exemption, up 93.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,052.00 (+93.38%) Homeowner's exemption | $51,500 Land $5,300 Building $46,200 | $51,500 Land $5,300 Building $46,200 |
| 2024 | $544.00 | ||
| 2023 | $48,960 (+20.21%) Land $5,300 Building $43,660 | $48,960 Land $5,300 Building $43,660 | |
| 2022 | $700.00 Homeowner's exemption | $40,730 Land $5,300 Building $35,430 | |
| 2021 | $40,730 Land $5,300 Building $35,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 W 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 620 W 7th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AT&T, GigFire, Nextlink, T-Mobile, Verizon.
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