Hancock County property record for 620 W 5th St, Garner, IA 50438
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5,292 sqft · built 2020 |
| Owner | Company Name on File |
| Last Sale | $135,000 (Jun 2018) |
| Tax Bill | $22,201 (2022) |
| Deeds & Mortgages | May 2023 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2150300065 |
| Primary APN | 2150300065 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 5,292 sqft Gross Area |
| Year Built | Built 2020 |
|---|---|
| Total Buildings | 2 Buildings |
| Street Address | 620 W 5TH ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1412 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | 30-96-23 IRREG TRACT IN SW 1/4 30 96 23 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 270100 |
620 W 5th St, a residential property, is owned by a company that bought it in June 2018.
Source: Hancock County records, as of January 26, 2024
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 700 W US HIGHWAY 18, GARNER, IA 50438-1022 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2023 | Deed of Trust, Mortgage · Commercial Mortgage RELIANCE STATE BANK |
| Jul 3, 2018 | Deed of Trust, Mortgage RELIANCE STATE BANK |
| May 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on File |
| Deed Sale | Jun 29, 2018 · Amount on File |
| Deed Document Number | 0000181272 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 620 W 5TH ST, GARNER, IA 50438-1412 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000230926 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 23-0926 |
| Name | RELIANCE STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 620 W 5TH ST, GARNER, IA 50438-1412 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00000181273 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 0000018-1273 |
| Name | RELIANCE STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 620 W 5TH ST, GARNER, IA 50438-1412 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000190741 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 19-0741 |
| Name | RELIANCE STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
Source: Hancock County assessment roll, as of May 1, 2023
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,425,460 (+11%) Land $143,960 Building $1,281,500 | $1,425,460 Land $143,960 Building $1,281,500 | |
| 2022 | $22,201.00 | $1,284,200 Land $143,960 Building $1,140,240 | |
| 2021 | $1,284,200 Land $143,960 Building $1,140,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 W 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
No wildfire likelihood is modeled around 620 W 5th St, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Winnebago Cooperative Telecom Association.
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