620 W 1st St, Springfield, OH 45504 Property Records

Clark County property record for 620 W 1st St, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,842 sqft · built 1940
Lot Size	0.167 acres (7,279 sqft)
Owner	Individual Name on File
Last Sale	$102,400 (Oct 2019)
Tax Bill	$2,985 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`340-06-00006-418-014`

Property Details

APN / Parcel Number

Primary APN	`340-06-00006-418-014`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,842 sqft Living Area
1st Floor Area	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	7,279 sqft (0.167 acres)
Lot Dimensions	140 ft deep x 52 ft wide
Terrain	Above Road/Slope
Garage Area	240 sqft
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	620 W 1ST ST
City	SPRINGFIELD
State	OH
Zip	45504-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLS & DALES ALL; 8841
Legal Subdivision	HILLS & DALES
Legal Block	418
Legal Lot Number	8841
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2042
Census Tract	1900

Owner

620 W 1st St is owned and occupied by an individual who bought it in October 2019.

Source: Clark County records, as of January 8, 2026

Owner of Record	Individual Name on File
Mailing Address	620 W 1ST ST, SPRINGFIELD, OH 45504-1650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Dec 8, 2020	Deed of Trust, Mortgage · Line of Credit WESTERN OH MTG
Oct 8, 2019	Grant Deed, Transfer · Conventional with PMI WRIGHT-PATT CU
Apr 2, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on File
Deed Sale	Oct 8, 2019 · Amount on File
Prior Sale	Apr 2, 2019 · Amount on File
Deed Document Number	201900013061
Deed Book / Page	2162 / 5371
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	620 W 1ST ST, SPRINGFIELD, OH 45504-1650
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014163
Date	Dec 11, 2023
Book Page	2231/1986
Instrument	202300014163

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	620 W 1ST ST, SPRINGFIELD, OH 45504-1650
Document Number	0000018358
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 W 1ST ST SPRINGFIELD OH 455041650, SPRINGFIELD, OH 45504-1650

Mortgage

Document Number	0000018358
Date	Dec 14, 2020
Book Page	002182/003488
Instrument	18358

Lender

Name	WESTERN OH MTG
Type	Mortgage Company
Address	SIDNEY, OH 45365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2050

Interest

Rate Type	Adjustable Rate

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARK OH
Recording Date	Oct 8, 2019
Property Address	620 W 1ST ST, SPRINGFIELD, OH 45504-1650
Document Number	0000013061
Book / Page	002162 / 005371
Instrument Date	May 13, 2019
Instrument	13061
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 1/2 LAGONDA AVE SPRINGFIELD OH 455033106, SPRINGFIELD, OH 45503-3106

Mortgage

Document Number	13062
Date	Oct 8, 2019
Book Page	002162/005373
Instrument	13062

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	HAZELHURST, WI 54531

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLARK OH
Recording Date	Apr 2, 2019
Property Address	620 W 1ST ST, SPRINGFIELD, OH 45504-1650
Document Number	0000003682
Book / Page	002155 / 002549
Instrument Date	Feb 22, 2019
Instrument	3682
Transaction Type	Foreclosure
Record Updated	Apr 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$66.67
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,730 Land $7,730 Building $69,000	$219,210 Land $22,080 Building $197,130
2024	$2,985.00
2023		$58,910 Land $7,180 Building $51,730
2022	$2,980.00		$168,310 Land $20,510 Building $147,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 W 1st St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1986–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 W 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

Nearby Properties on W 1st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures